City comparison

Des Moines, IA vs Virginia Beach, VA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Virginia Beach, VA are 6.8% higher than in Des Moines, IA. Someone earning $100,000 in Des Moines, IA would need about $106,800 in Virginia Beach, VA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,512 a month in Virginia Beach, VA versus $1,109 in Des Moines, IA. On $100,000, that's 24% of take-home pay in Virginia Beach, VA and 18% in Des Moines, IA.
  • On $100,000, estimated state income tax is about $1,788 a year higher in Virginia Beach, VA than in Des Moines, IA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.7% moving from Des Moines, IA to Virginia Beach, VA ($107,301 → $108,019), while prices change by +6.8%. Net effect of the transfer: −5.7% in real buying power.
Des MoinesVirginia Beach
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Des Moines, IA: price level 91.7 (much cheaper)
  • Virginia Beach, VA: price level 97.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Des Moines, IAVirginia Beach, VA
Price level (U.S. = 100)291.797.9
$100,000 is worth, in the other city2$106,805 in Virginia Beach$93,629 in Des Moines
Typical 1-bedroom rent3$1,109/mo$1,512/mo
Take-home on $100,00014,15,8$76,032$74,244
State income tax on $100,000 (estimate)8$3,148 (IA)$4,936 (VA)
Rent burden on $100,00018%24%
Median pay, all jobs4$51,820$49,430
Federal locality pay area7Des Moines-Ames-West Des Moines, IAVirginia Beach-Norfolk, VA-NC

Rent areas: Des Moines-West Des Moines, IA HUD Metro FMR Area and Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area. Metro areas: Des Moines-West Des Moines, IA and Virginia Beach-Chesapeake-Norfolk, VA-NC.

What costs more or less

Des Moines, IAVirginia Beach, VA
Price level (U.S. = 100)Des MoinesVirginia Beach
Housing (rent)84.799.8
Goods93.796.8
Utilities84.689.6
Other services92.998.6
Overall91.797.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Des Moines, IA → Virginia Beach, VA

Same pay buys less

Buying power −6.4%; rent takes 24% of take-home; state tax +$1,788/yr.

49 Fair offer

Virginia Beach, VA → Des Moines, IA

Same pay goes further

Buying power +6.8%; rent takes 18% of take-home; state tax −$1,788/yr.

90 Strong offer

On the GS pay scale?

Des Moines, IA is in the Des Moines-Ames-West Des Moines, IA pay area; Virginia Beach, VA is in Virginia Beach-Norfolk, VA-NC. The last column shows what a transfer from Des Moines, IA to Virginia Beach, VA at the same grade and step does to real buying power.

Grade5,2Des Moines, IAVirginia Beach, VAReal change, Des Moines → Virginia Beach
GS-9 step 1$62,223$62,640−5.7%
GS-11 step 1$75,284$75,788−5.7%
GS-12 step 1$90,234$90,838−5.7%
GS-13 step 1$107,301$108,019−5.7%
GS-14 step 1$126,797$127,646−5.7%

Pay for common jobs

Median annual pay4Des Moines, IAVirginia Beach, VAVirginia Beach pay in Des Moines dollars
Elementary School Teachers, Except Special Education$61,650$63,380$59,342 (−3.7%)
Software Developers$126,460$129,090$120,865 (−4.4%)
Accountants and Auditors$79,290$79,450$74,388 (−6.2%)
Registered Nurses$78,630$89,450$83,751 (+6.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.