City comparison

Des Moines, IA vs Reading, PA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Reading, PA are 5.8% higher than in Des Moines, IA. Someone earning $100,000 in Des Moines, IA would need about $105,800 in Reading, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,237 a month in Reading, PA versus $1,109 in Des Moines, IA. On $100,000, that's 20% of take-home pay in Reading, PA and 18% in Des Moines, IA.
  • Estimated state income tax on $100,000 is close: $3,148 a year in IA and $3,070 in PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +9.3% moving from Des Moines, IA to Reading, PA ($107,301 → $117,284), while prices change by +5.8%. Net effect of the transfer: +3.3% in real buying power.
Des MoinesReading
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Des Moines, IA: price level 91.7 (much cheaper)
  • Reading, PA: price level 97.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Des Moines, IAReading, PA
Price level (U.S. = 100)291.797.1
$100,000 is worth, in the other city2$105,844 in Reading$94,479 in Des Moines
Typical 1-bedroom rent3$1,109/mo$1,237/mo
Take-home on $100,00014,15,8$76,032$76,110
State income tax on $100,000 (estimate)8$3,148 (IA)$3,070 (PA)
Rent burden on $100,00018%20%
Median pay, all jobs4$51,820$49,440
Federal locality pay area7Des Moines-Ames-West Des Moines, IAPhiladelphia-Reading-Camden, PA-NJ-DE-MD

Rent areas: Des Moines-West Des Moines, IA HUD Metro FMR Area and Reading, PA MSA. Metro areas: Des Moines-West Des Moines, IA and Reading, PA.

What costs more or less

Des Moines, IAReading, PA
Price level (U.S. = 100)Des MoinesReading
Housing (rent)84.785.4
Goods93.7100.7
Utilities84.6108.2
Other services92.997.7
Overall91.797.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Des Moines, IA → Reading, PA

Same pay buys less

Buying power −5.5%; rent takes 20% of take-home; state tax −$78/yr.

51 Fair offer

Reading, PA → Des Moines, IA

Same pay goes further

Buying power +5.8%; rent takes 18% of take-home; state tax +$78/yr.

87 Strong offer

On the GS pay scale?

Des Moines, IA is in the Des Moines-Ames-West Des Moines, IA pay area; Reading, PA is in Philadelphia-Reading-Camden, PA-NJ-DE-MD. The last column shows what a transfer from Des Moines, IA to Reading, PA at the same grade and step does to real buying power.

Grade5,2Des Moines, IAReading, PAReal change, Des Moines → Reading
GS-9 step 1$62,223$68,013+3.3%
GS-11 step 1$75,284$82,289+3.3%
GS-12 step 1$90,234$98,630+3.3%
GS-13 step 1$107,301$117,284+3.3%
GS-14 step 1$126,797$138,595+3.3%

Pay for common jobs

Median annual pay4Des Moines, IAReading, PAReading pay in Des Moines dollars
Elementary School Teachers, Except Special Education$61,650$79,860$75,451 (+22.4%)
Software Developers$126,460$120,920$114,244 (−9.7%)
Accountants and Auditors$79,290$75,550$71,379 (−10.0%)
Registered Nurses$78,630$98,470$93,033 (+18.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.