City comparison

Denver, CO vs Virginia Beach, VA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Denver, CO are 8.0% higher than in Virginia Beach, VA. Someone earning $100,000 in Virginia Beach, VA would need about $108,000 in Denver, CO to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,754 a month in Denver, CO versus $1,512 in Virginia Beach, VA. On $100,000, that's 28% of take-home pay in Denver, CO and 24% in Virginia Beach, VA.
  • On $100,000, estimated state income tax is about $1,244 a year higher in Virginia Beach, VA than in Denver, CO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.0% moving from Denver, CO to Virginia Beach, VA ($118,675 → $108,019), while prices change by −7.4%. Net effect of the transfer: −1.7% in real buying power.
DenverVirginia Beach
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Denver, CO: price level 105.8 (pricier)
  • Virginia Beach, VA: price level 97.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Denver, COVirginia Beach, VA
Price level (U.S. = 100)2105.897.9
$100,000 is worth, in the other city2$92,588 in Virginia Beach$108,006 in Denver
Typical 1-bedroom rent3$1,754/mo$1,512/mo
Take-home on $100,00014,15,8$75,488$74,244
State income tax on $100,000 (estimate)8$3,692 (CO)$4,936 (VA)
Rent burden on $100,00028%24%
Median pay, all jobs4$62,320$49,430
Federal locality pay area7Denver-Aurora, COVirginia Beach-Norfolk, VA-NC

Rent areas: Denver-Aurora-Centennial, CO MSA and Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area. Metro areas: Denver-Aurora-Centennial, CO and Virginia Beach-Chesapeake-Norfolk, VA-NC.

What costs more or less

Denver, COVirginia Beach, VA
Price level (U.S. = 100)DenverVirginia Beach
Housing (rent)146.999.8
Goods101.096.8
Utilities87.989.6
Other services99.498.6
Overall105.897.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Denver, CO → Virginia Beach, VA

Same pay goes further

Buying power +8.0%; rent takes 24% of take-home; state tax +$1,244/yr.

94 Strong offer

Virginia Beach, VA → Denver, CO

Same pay buys less

Buying power −7.4%; rent takes 28% of take-home; state tax −$1,244/yr.

41 Weak offer

On the GS pay scale?

Denver, CO is in the Denver-Aurora, CO pay area; Virginia Beach, VA is in Virginia Beach-Norfolk, VA-NC. The last column shows what a transfer from Denver, CO to Virginia Beach, VA at the same grade and step does to real buying power.

Grade5,2Denver, COVirginia Beach, VAReal change, Denver → Virginia Beach
GS-9 step 1$68,819$62,640−1.7%
GS-11 step 1$83,265$75,788−1.7%
GS-12 step 1$99,800$90,838−1.7%
GS-13 step 1$118,675$108,019−1.7%
GS-14 step 1$140,239$127,646−1.7%

Pay for common jobs

Median annual pay4Denver, COVirginia Beach, VAVirginia Beach pay in Denver dollars
Elementary School Teachers, Except Special Education$76,910$63,380$68,454 (−11.0%)
Software Developers$137,610$129,090$139,425 (+1.3%)
Accountants and Auditors$100,020$79,450$85,811 (−14.2%)
Registered Nurses$101,130$89,450$96,611 (−4.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.