City comparison

Deltona, FL vs Phoenix, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Phoenix, AZ are 4.0% higher than in Deltona, FL. Someone earning $100,000 in Deltona, FL would need about $104,000 in Phoenix, AZ to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,583 a month in Phoenix, AZ versus $1,385 in Deltona, FL. On $100,000, that's 25% of take-home pay in Phoenix, AZ and 21% in Deltona, FL.
  • On $100,000, estimated state income tax is about $2,291 a year higher in Phoenix, AZ than in Deltona, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +4.6% moving from Deltona, FL to Phoenix, AZ ($106,437 → $111,338), while prices change by +4.0%. Net effect of the transfer: +0.6% in real buying power.
DeltonaPhoenix
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Deltona, FL: price level 99.4 (about average)
  • Phoenix, AZ: price level 103.3 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Deltona, FLPhoenix, AZ
Price level (U.S. = 100)299.4103.3
$100,000 is worth, in the other city2$103,974 in Phoenix$96,178 in Deltona
Typical 1-bedroom rent3$1,385/mo$1,583/mo
Take-home on $100,00014,15,8$79,180$76,889
State income tax on $100,000 (estimate)8$0 (FL)$2,291 (AZ)
Rent burden on $100,00021%25%
Median pay, all jobs4$44,940$51,380
Federal locality pay area7Rest of U.S.Phoenix-Mesa, AZ

Rent areas: Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area and Phoenix-Mesa-Chandler, AZ MSA. Metro areas: Deltona-Daytona Beach-Ormond Beach, FL and Phoenix-Mesa-Chandler, AZ.

What costs more or less

Deltona, FLPhoenix, AZ
Price level (U.S. = 100)DeltonaPhoenix
Housing (rent)108.4121.2
Goods96.295.0
Utilities87.693.3
Other services98.9104.0
Overall99.4103.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Deltona, FL → Phoenix, AZ

Same pay buys less

Buying power −3.8%; rent takes 25% of take-home; state tax +$2,291/yr.

57 Fair offer

Phoenix, AZ → Deltona, FL

Same pay goes further

Buying power +4.0%; rent takes 21% of take-home; state tax −$2,291/yr.

81 Strong offer

On the GS pay scale?

Deltona, FL is in the Rest of U.S. pay area; Phoenix, AZ is in Phoenix-Mesa, AZ. The last column shows what a transfer from Deltona, FL to Phoenix, AZ at the same grade and step does to real buying power.

Grade5,2Deltona, FLPhoenix, AZReal change, Deltona → Phoenix
GS-9 step 1$61,722$64,564+0.6%
GS-11 step 1$74,678$78,117+0.6%
GS-12 step 1$89,508$93,629+0.6%
GS-13 step 1$106,437$111,338+0.6%
GS-14 step 1$125,776$131,568+0.6%

Pay for common jobs

Median annual pay4Deltona, FLPhoenix, AZPhoenix pay in Deltona dollars
Elementary School Teachers, Except Special Education$57,770$59,180$56,918 (−1.5%)
Software Developers$122,000$131,750$126,714 (+3.9%)
Accountants and Auditors$73,730$80,820$77,731 (+5.4%)
Registered Nurses$84,180$100,830$96,976 (+15.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.