City comparison
Deltona, FL vs Pensacola, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Deltona, FL are 1.7% higher than in Pensacola, FL. Someone earning $100,000 in Pensacola, FL would need about $101,700 in Deltona, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,385 a month in Deltona, FL versus $1,257 in Pensacola, FL. On $100,000, that's 21% of take-home pay in Deltona, FL and 19% in Pensacola, FL.
- Both are in FL, so estimated state income tax is the same: $0 a year on $100,000.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Deltona, FL to Pensacola, FL changes real buying power by +1.7%, purely from prices.
- Deltona, FL: price level 99.4 (about average)
- Pensacola, FL: price level 97.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Deltona, FL | Pensacola, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 99.4 | 97.7 |
| $100,000 is worth, in the other city2 | $98,339 in Pensacola | $101,689 in Deltona |
| Typical 1-bedroom rent3 | $1,385/mo | $1,257/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (FL) |
| Rent burden on $100,000 | 21% | 19% |
| Median pay, all jobs4 | $44,940 | $46,240 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area and Pensacola-Ferry Pass-Brent, FL MSA. Metro areas: Deltona-Daytona Beach-Ormond Beach, FL and Pensacola-Ferry Pass-Brent, FL.
What costs more or less
| Price level (U.S. = 100) | Deltona | Pensacola |
|---|---|---|
| Housing (rent) | 108.4 | 98.8 |
| Goods | 96.2 | 96.2 |
| Utilities | 87.6 | 88.5 |
| Other services | 98.9 | 98.9 |
| Overall | 99.4 | 97.7 |
Moving with the same $100,000 salary
Deltona, FL → Pensacola, FL
Roughly even
Buying power +1.7%; rent takes 19% of take-home; state tax +$0/yr.
74 Strong offer
Pensacola, FL → Deltona, FL
Roughly even
Buying power −1.7%; rent takes 21% of take-home; state tax +$0/yr.
64 Fair offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Deltona, FL to Pensacola, FL at the same grade and step does to real buying power.
| Grade5,2 | Deltona, FL | Pensacola, FL | Real change, Deltona → Pensacola |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +1.7% |
| GS-11 step 1 | $74,678 | $74,678 | +1.7% |
| GS-12 step 1 | $89,508 | $89,508 | +1.7% |
| GS-13 step 1 | $106,437 | $106,437 | +1.7% |
| GS-14 step 1 | $125,776 | $125,776 | +1.7% |
Pay for common jobs
| Median annual pay4 | Deltona, FL | Pensacola, FL | Pensacola pay in Deltona dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $57,770 | $50,360 | $51,210 (−11.4%) |
| Software Developers | $122,000 | $108,430 | $110,261 (−9.6%) |
| Accountants and Auditors | $73,730 | $76,410 | $77,700 (+5.4%) |
| Registered Nurses | $84,180 | $77,890 | $79,205 (−5.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.