City comparison

Dallas, TX vs New York, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in New York, NY are 9.2% higher than in Dallas, TX. Someone earning $100,000 in Dallas, TX would need about $109,200 in New York, NY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,655 a month in New York, NY versus $1,648 in Dallas, TX. On $100,000, that's 43% of take-home pay in New York, NY and 25% in Dallas, TX.
  • On $100,000, estimated state income tax is about $4,860 a year higher in New York, NY than in Dallas, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +8.4% moving from Dallas, TX to New York, NY ($115,711 → $125,431), while prices change by +9.2%. Net effect of the transfer: −0.7% in real buying power.
DallasNew York
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Dallas, TX: price level 103.1 (pricier)
  • New York, NY: price level 112.6 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Dallas, TXNew York, NY
Price level (U.S. = 100)2103.1112.6
$100,000 is worth, in the other city2$109,189 in New York$91,584 in Dallas
Typical 1-bedroom rent3$1,648/mo$2,655/mo
Take-home on $100,00014,15,8$79,180$74,320
State income tax on $100,000 (estimate)8$0 (TX)$4,860 (NY)
Rent burden on $100,00025%43%
Median pay, all jobs4$51,440$61,430
Federal locality pay area7Dallas-Fort Worth, TX-OKNew York-Newark, NY-NJ-CT-PA

Rent areas: Dallas, TX HUD Metro FMR Area and New York, NY HUD Metro FMR Area. Metro areas: Dallas-Fort Worth-Arlington, TX and New York-Newark-Jersey City, NY-NJ.

What costs more or less

Dallas, TXNew York, NY
Price level (U.S. = 100)DallasNew York
Housing (rent)117.9148.6
Goods102.8110.3
Utilities90.7127.0
Other services99.7105.8
Overall103.1112.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Dallas, TX → New York, NY

Same pay buys less

Buying power −8.4%; rent takes 43% of take-home; state tax +$4,860/yr.

16 Weak offer

New York, NY → Dallas, TX

Same pay goes further

Buying power +9.2%; rent takes 25% of take-home; state tax −$4,860/yr.

97 Strong offer

On the GS pay scale?

Dallas, TX is in the Dallas-Fort Worth, TX-OK pay area; New York, NY is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Dallas, TX to New York, NY at the same grade and step does to real buying power.

Grade5,2Dallas, TXNew York, NYReal change, Dallas → New York
GS-9 step 1$67,100$72,737−0.7%
GS-11 step 1$81,186$88,005−0.7%
GS-12 step 1$97,307$105,481−0.7%
GS-13 step 1$115,711$125,431−0.7%
GS-14 step 1$136,736$148,222−0.7%

Pay for common jobs

Median annual pay4Dallas, TXNew York, NYNew York pay in Dallas dollars
Elementary School Teachers, Except Special Education$65,070$96,900$88,745 (+36.4%)
Software Developers$133,290$166,830$152,790 (+14.6%)
Accountants and Auditors$82,620$105,650$96,759 (+17.1%)
Registered Nurses$101,420$119,720$109,645 (+8.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.