City comparison

Columbus, GA vs Oxnard, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Oxnard, CA are 23.8% higher than in Columbus, GA. Someone earning $100,000 in Columbus, GA would need about $123,800 in Oxnard, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $939 in Columbus, GA. On $100,000, that's 36% of take-home pay in Oxnard, CA and 15% in Columbus, GA.
  • On $100,000, estimated state income tax is about $503 a year higher in Oxnard, CA than in Columbus, GA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +10.2% moving from Columbus, GA to Oxnard, CA ($112,556 → $124,085), while prices change by +23.8%. Net effect of the transfer: −10.9% in real buying power.
ColumbusOxnard
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Columbus, GA: price level 89.3 (much cheaper)
  • Oxnard, CA: price level 110.5 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Columbus, GAOxnard, CA
Price level (U.S. = 100)289.3110.5
$100,000 is worth, in the other city2$123,784 in Oxnard$80,786 in Columbus
Typical 1-bedroom rent3$939/mo$2,250/mo
Take-home on $100,00014,15,8$74,613$74,110
State income tax on $100,000 (estimate)8$4,567 (GA)$5,070 (CA)
Rent burden on $100,00015%36%
Median pay, all jobs4$43,540$52,510
Federal locality pay area7Atlanta-Athens-Clarke County-Sandy Springs, GA-ALLos Angeles-Long Beach, CA

Rent areas: Columbus, GA-AL HUD Metro FMR Area and Oxnard-Thousand Oaks-Ventura, CA MSA. Metro areas: Columbus, GA-AL and Oxnard-Thousand Oaks-Ventura, CA.

What costs more or less

Columbus, GAOxnard, CA
Price level (U.S. = 100)ColumbusOxnard
Housing (rent)61.2171.1
Goods96.3105.2
Utilities89.7152.9
Other services98.6100.3
Overall89.3110.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Columbus, GA → Oxnard, CA

Same pay buys less

Buying power −19.2%; rent takes 36% of take-home; state tax +$503/yr.

20 Weak offer

Oxnard, CA → Columbus, GA

Same pay goes further

Buying power +23.8%; rent takes 15% of take-home; state tax −$503/yr.

100 Strong offer

On the GS pay scale?

Columbus, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Oxnard, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Columbus, GA to Oxnard, CA at the same grade and step does to real buying power.

Grade5,2Columbus, GAOxnard, CAReal change, Columbus → Oxnard
GS-9 step 1$65,271$71,957−10.9%
GS-11 step 1$78,972$87,061−10.9%
GS-12 step 1$94,654$104,349−10.9%
GS-13 step 1$112,556$124,085−10.9%
GS-14 step 1$133,007$146,632−10.9%

Pay for common jobs

Median annual pay4Columbus, GAOxnard, CAOxnard pay in Columbus dollars
Elementary School Teachers, Except Special Education$61,360$99,420$80,317 (+30.9%)
Software Developers$116,150$159,430$128,797 (+10.9%)
Accountants and Auditors$73,640$90,340$72,982 (−0.9%)
Registered Nurses$82,500$131,160$105,959 (+28.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.