City comparison
Columbus, GA vs Louisville, KY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Louisville, KY are 4.2% higher than in Columbus, GA. Someone earning $100,000 in Columbus, GA would need about $104,200 in Louisville, KY to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,047 a month in Louisville, KY versus $939 in Columbus, GA. On $100,000, that's 17% of take-home pay in Louisville, KY and 15% in Columbus, GA.
- On $100,000, estimated state income tax is about $1,185 a year higher in Columbus, GA than in Louisville, KY.
- For federal employees, locality pay changes a GS-13 step 1 salary by −5.4% moving from Columbus, GA to Louisville, KY ($112,556 → $106,437), while prices change by +4.2%. Net effect of the transfer: −9.3% in real buying power.
- Columbus, GA: price level 89.3 (much cheaper)
- Louisville, KY: price level 93.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Columbus, GA | Louisville, KY | |
|---|---|---|
| Price level (U.S. = 100)2 | 89.3 | 93.1 |
| $100,000 is worth, in the other city2 | $104,231 in Louisville | $95,941 in Columbus |
| Typical 1-bedroom rent3 | $939/mo | $1,047/mo |
| Take-home on $100,00014,15,8 | $74,613 | $75,798 |
| State income tax on $100,000 (estimate)8 | $4,567 (GA) | $3,382 (KY) |
| Rent burden on $100,000 | 15% | 17% |
| Median pay, all jobs4 | $43,540 | $48,370 |
| Federal locality pay area7 | Atlanta-Athens-Clarke County-Sandy Springs, GA-AL | Rest of U.S. |
Rent areas: Columbus, GA-AL HUD Metro FMR Area and Louisville, KY-IN HUD Metro FMR Area. Metro areas: Columbus, GA-AL and Louisville/Jefferson County, KY-IN.
What costs more or less
| Price level (U.S. = 100) | Columbus | Louisville |
|---|---|---|
| Housing (rent) | 61.2 | 78.6 |
| Goods | 96.3 | 96.2 |
| Utilities | 89.7 | 75.0 |
| Other services | 98.6 | 96.8 |
| Overall | 89.3 | 93.1 |
Moving with the same $100,000 salary
Columbus, GA → Louisville, KY
Same pay buys less
Buying power −4.1%; rent takes 17% of take-home; state tax −$1,185/yr.
56 Fair offer
Louisville, KY → Columbus, GA
Same pay goes further
Buying power +4.2%; rent takes 15% of take-home; state tax +$1,185/yr.
82 Strong offer
On the GS pay scale?
Columbus, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Louisville, KY is in Rest of U.S.. The last column shows what a transfer from Columbus, GA to Louisville, KY at the same grade and step does to real buying power.
| Grade5,2 | Columbus, GA | Louisville, KY | Real change, Columbus → Louisville |
|---|---|---|---|
| GS-9 step 1 | $65,271 | $61,722 | −9.3% |
| GS-11 step 1 | $78,972 | $74,678 | −9.3% |
| GS-12 step 1 | $94,654 | $89,508 | −9.3% |
| GS-13 step 1 | $112,556 | $106,437 | −9.3% |
| GS-14 step 1 | $133,007 | $125,776 | −9.3% |
Pay for common jobs
| Median annual pay4 | Columbus, GA | Louisville, KY | Louisville pay in Columbus dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,360 | $61,610 | $59,109 (−3.7%) |
| Software Developers | $116,150 | $110,270 | $105,794 (−8.9%) |
| Accountants and Auditors | $73,640 | $76,320 | $73,222 (−0.6%) |
| Registered Nurses | $82,500 | $84,850 | $81,406 (−1.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.