City comparison
Colorado Springs, CO vs South Bend, IN
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Colorado Springs, CO are 8.5% higher than in South Bend, IN. Someone earning $100,000 in South Bend, IN would need about $108,500 in Colorado Springs, CO to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,464 a month in Colorado Springs, CO versus $1,105 in South Bend, IN. On $100,000, that's 23% of take-home pay in Colorado Springs, CO and 17% in South Bend, IN.
- On $100,000, estimated state income tax is about $771 a year higher in Colorado Springs, CO than in South Bend, IN.
- For federal employees, locality pay changes a GS-13 step 1 salary by −2.6% moving from Colorado Springs, CO to South Bend, IN ($109,246 → $106,437), while prices change by −7.8%. Net effect of the transfer: +5.7% in real buying power.
- Colorado Springs, CO: price level 100.7 (about average)
- South Bend, IN: price level 92.9 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Colorado Springs, CO | South Bend, IN | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.7 | 92.9 |
| $100,000 is worth, in the other city2 | $92,206 in South Bend | $108,453 in Colorado Springs |
| Typical 1-bedroom rent3 | $1,464/mo | $1,105/mo |
| Take-home on $100,00014,15,8 | $75,488 | $76,260 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $2,921 (IN) |
| Rent burden on $100,000 | 23% | 17% |
| Median pay, all jobs4 | $52,710 | $46,540 |
| Federal locality pay area7 | Colorado Springs, CO | Rest of U.S. |
Rent areas: Colorado Springs, CO HUD Metro FMR Area and South Bend-Mishawaka, IN HUD Metro FMR Area. Metro areas: Colorado Springs, CO and South Bend-Mishawaka, IN-MI.
What costs more or less
| Price level (U.S. = 100) | Colorado Springs | South Bend |
|---|---|---|
| Housing (rent) | 116.2 | 74.6 |
| Goods | 96.1 | 94.2 |
| Utilities | 83.2 | 87.7 |
| Other services | 99.8 | 99.2 |
| Overall | 100.7 | 92.9 |
Moving with the same $100,000 salary
Colorado Springs, CO → South Bend, IN
Same pay goes further
Buying power +8.5%; rent takes 17% of take-home; state tax −$771/yr.
95 Strong offer
South Bend, IN → Colorado Springs, CO
Same pay buys less
Buying power −7.8%; rent takes 23% of take-home; state tax +$771/yr.
44 Weak offer
On the GS pay scale?
Colorado Springs, CO is in the Colorado Springs, CO pay area; South Bend, IN is in Rest of U.S.. The last column shows what a transfer from Colorado Springs, CO to South Bend, IN at the same grade and step does to real buying power.
| Grade5,2 | Colorado Springs, CO | South Bend, IN | Real change, Colorado Springs → South Bend |
|---|---|---|---|
| GS-9 step 1 | $63,351 | $61,722 | +5.7% |
| GS-11 step 1 | $76,650 | $74,678 | +5.7% |
| GS-12 step 1 | $91,870 | $89,508 | +5.7% |
| GS-13 step 1 | $109,246 | $106,437 | +5.7% |
| GS-14 step 1 | $129,096 | $125,776 | +5.7% |
Pay for common jobs
| Median annual pay4 | Colorado Springs, CO | South Bend, IN | South Bend pay in Colorado Springs dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,140 | $58,180 | $63,098 (+3.2%) |
| Software Developers | $134,280 | $95,500 | $103,572 (−22.9%) |
| Accountants and Auditors | $85,000 | $77,940 | $84,528 (−0.6%) |
| Registered Nurses | $96,140 | $93,540 | $101,447 (+5.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.