City comparison
Lansing, MI vs South Bend, IN
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Lansing, MI are 2.3% higher than in South Bend, IN. Someone earning $100,000 in South Bend, IN would need about $102,300 in Lansing, MI to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,105 a month in South Bend, IN versus $1,012 in Lansing, MI. On $100,000, that's 17% of take-home pay in South Bend, IN and 16% in Lansing, MI.
- On $100,000, estimated state income tax is about $1,079 a year higher in Lansing, MI than in South Bend, IN.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Lansing, MI to South Bend, IN ($117,402 → $106,437), while prices change by −2.2%. Net effect of the transfer: −7.3% in real buying power.
- Lansing, MI: price level 95.0 (cheaper)
- South Bend, IN: price level 92.9 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Lansing, MI | South Bend, IN | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.0 | 92.9 |
| $100,000 is worth, in the other city2 | $97,755 in South Bend | $102,297 in Lansing |
| Typical 1-bedroom rent3 | $1,012/mo | $1,105/mo |
| Take-home on $100,00014,15,8 | $75,181 | $76,260 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $2,921 (IN) |
| Rent burden on $100,000 | 16% | 17% |
| Median pay, all jobs4 | $52,800 | $46,540 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Rest of U.S. |
Rent areas: Lansing-East Lansing, MI MSA and South Bend-Mishawaka, IN HUD Metro FMR Area. Metro areas: Lansing-East Lansing, MI and South Bend-Mishawaka, IN-MI.
What costs more or less
| Price level (U.S. = 100) | Lansing | South Bend |
|---|---|---|
| Housing (rent) | 83.5 | 74.6 |
| Goods | 93.7 | 94.2 |
| Utilities | 95.5 | 87.7 |
| Other services | 99.6 | 99.2 |
| Overall | 95.0 | 92.9 |
Moving with the same $100,000 salary
Lansing, MI → South Bend, IN
Same pay goes further
Buying power +2.3%; rent takes 17% of take-home; state tax −$1,079/yr.
76 Strong offer
South Bend, IN → Lansing, MI
Same pay buys less
Buying power −2.2%; rent takes 16% of take-home; state tax +$1,079/yr.
62 Fair offer
Federal employees: GS pay
Lansing, MI is in the Detroit-Warren-Ann Arbor, MI pay area; South Bend, IN is in Rest of U.S.. The last column shows what a transfer from Lansing, MI to South Bend, IN at the same grade and step does to real buying power.
| Grade5,2 | Lansing, MI | South Bend, IN | Real change, Lansing → South Bend |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $61,722 | −7.3% |
| GS-11 step 1 | $82,372 | $74,678 | −7.3% |
| GS-12 step 1 | $98,729 | $89,508 | −7.3% |
| GS-13 step 1 | $117,402 | $106,437 | −7.3% |
| GS-14 step 1 | $138,734 | $125,776 | −7.3% |
Pay for common jobs
| Median annual pay4 | Lansing, MI | South Bend, IN | South Bend pay in Lansing dollars |
|---|---|---|---|
| Information Security Analysts | $97,540 | $85,070 | $87,024 (−10.8%) |
| Software Developers | $97,120 | $95,500 | $97,694 (+0.6%) |
| Accountants and Auditors | $79,210 | $77,940 | $79,730 (+0.7%) |
| Registered Nurses | $84,320 | $93,540 | $95,689 (+13.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.