City comparison

Cleveland, OH vs New York, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in New York, NY are 19.8% higher than in Cleveland, OH. Someone earning $100,000 in Cleveland, OH would need about $119,800 in New York, NY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,655 a month in New York, NY versus $1,058 in Cleveland, OH. On $100,000, that's 43% of take-home pay in New York, NY and 16% in Cleveland, OH.
  • On $100,000, estimated state income tax is about $2,892 a year higher in New York, NY than in Cleveland, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.9% moving from Cleveland, OH to New York, NY ($111,138 → $125,431), while prices change by +19.8%. Net effect of the transfer: −5.8% in real buying power.
ClevelandNew York
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cleveland, OH: price level 93.9 (cheaper)
  • New York, NY: price level 112.6 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cleveland, OHNew York, NY
Price level (U.S. = 100)293.9112.6
$100,000 is worth, in the other city2$119,846 in New York$83,440 in Cleveland
Typical 1-bedroom rent3$1,058/mo$2,655/mo
Take-home on $100,00014,15,8$77,212$74,320
State income tax on $100,000 (estimate)8$1,968 (OH)$4,860 (NY)
Rent burden on $100,00016%43%
Median pay, all jobs4$50,140$61,430
Federal locality pay area7Cleveland-Akron-Canton, OH-PANew York-Newark, NY-NJ-CT-PA

Rent areas: Cleveland, OH HUD Metro FMR Area and New York, NY HUD Metro FMR Area. Metro areas: Cleveland, OH and New York-Newark-Jersey City, NY-NJ.

What costs more or less

Cleveland, OHNew York, NY
Price level (U.S. = 100)ClevelandNew York
Housing (rent)79.4148.6
Goods93.6110.3
Utilities96.0127.0
Other services98.9105.8
Overall93.9112.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cleveland, OH → New York, NY

Same pay buys less

Buying power −16.6%; rent takes 43% of take-home; state tax +$2,892/yr.

11 Weak offer

New York, NY → Cleveland, OH

Same pay goes further

Buying power +19.8%; rent takes 16% of take-home; state tax −$2,892/yr.

100 Strong offer

On the GS pay scale?

Cleveland, OH is in the Cleveland-Akron-Canton, OH-PA pay area; New York, NY is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Cleveland, OH to New York, NY at the same grade and step does to real buying power.

Grade5,2Cleveland, OHNew York, NYReal change, Cleveland → New York
GS-9 step 1$64,448$72,737−5.8%
GS-11 step 1$77,977$88,005−5.8%
GS-12 step 1$93,461$105,481−5.8%
GS-13 step 1$111,138$125,431−5.8%
GS-14 step 1$131,331$148,222−5.8%

Pay for common jobs

Median annual pay4Cleveland, OHNew York, NYNew York pay in Cleveland dollars
Elementary School Teachers, Except Special Education$76,470$96,900$80,854 (+5.7%)
Software Developers$111,310$166,830$139,204 (+25.1%)
Accountants and Auditors$80,000$105,650$88,155 (+10.2%)
Registered Nurses$83,940$119,720$99,895 (+19.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.