City comparison
Clarksville, TN vs Wilmington, NC
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Wilmington, NC are 6.0% higher than in Clarksville, TN. Someone earning $100,000 in Clarksville, TN would need about $106,000 in Wilmington, NC to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,513 a month in Wilmington, NC versus $1,094 in Clarksville, TN. On $100,000, that's 24% of take-home pay in Wilmington, NC and 17% in Clarksville, TN.
- On $100,000, estimated state income tax is about $3,481 a year higher in Wilmington, NC than in Clarksville, TN.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Clarksville, TN to Wilmington, NC changes real buying power by −5.7%, purely from prices.
- Clarksville, TN: price level 90.9 (much cheaper)
- Wilmington, NC: price level 96.4 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Clarksville, TN | Wilmington, NC | |
|---|---|---|
| Price level (U.S. = 100)2 | 90.9 | 96.4 |
| $100,000 is worth, in the other city2 | $106,020 in Wilmington | $94,322 in Clarksville |
| Typical 1-bedroom rent3 | $1,094/mo | $1,513/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,699 |
| State income tax on $100,000 (estimate)8 | $0 (TN) | $3,481 (NC) |
| Rent burden on $100,000 | 17% | 24% |
| Median pay, all jobs4 | $44,860 | $45,800 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Clarksville, TN-KY HUD Metro FMR Area and Wilmington, NC HUD Metro FMR Area. Metro areas: Clarksville, TN-KY and Wilmington, NC.
What costs more or less
| Price level (U.S. = 100) | Clarksville | Wilmington |
|---|---|---|
| Housing (rent) | 73.8 | 93.2 |
| Goods | 96.2 | 96.6 |
| Utilities | 72.5 | 87.9 |
| Other services | 95.5 | 98.2 |
| Overall | 90.9 | 96.4 |
Moving with the same $100,000 salary
Clarksville, TN → Wilmington, NC
Same pay buys less
Buying power −5.7%; rent takes 24% of take-home; state tax +$3,481/yr.
51 Fair offer
Wilmington, NC → Clarksville, TN
Same pay goes further
Buying power +6.0%; rent takes 17% of take-home; state tax −$3,481/yr.
88 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Clarksville, TN to Wilmington, NC at the same grade and step does to real buying power.
| Grade5,2 | Clarksville, TN | Wilmington, NC | Real change, Clarksville → Wilmington |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −5.7% |
| GS-11 step 1 | $74,678 | $74,678 | −5.7% |
| GS-12 step 1 | $89,508 | $89,508 | −5.7% |
| GS-13 step 1 | $106,437 | $106,437 | −5.7% |
| GS-14 step 1 | $125,776 | $125,776 | −5.7% |
Pay for common jobs
| Median annual pay4 | Clarksville, TN | Wilmington, NC | Wilmington pay in Clarksville dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,760 | $48,240 | $45,501 (−23.9%) |
| Software Developers | $96,650 | $123,730 | $116,704 (+20.7%) |
| Accountants and Auditors | $72,760 | $77,920 | $73,496 (+1.0%) |
| Registered Nurses | $79,450 | $80,970 | $76,372 (−3.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.