City comparison

Cincinnati, OH vs Spartanburg, SC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Cincinnati, OH are 4.7% higher than in Spartanburg, SC. Someone earning $100,000 in Spartanburg, SC would need about $104,700 in Cincinnati, OH to live the same way.
  • Typical 1-bedroom rents are close: $1,051 a month in Cincinnati, OH and $1,083 in Spartanburg, SC.
  • On $100,000, estimated state income tax is about $2,875 a year higher in Spartanburg, SC than in Cincinnati, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.0% moving from Cincinnati, OH to Spartanburg, SC ($110,865 → $106,437), while prices change by −4.5%. Net effect of the transfer: +0.6% in real buying power.
CincinnatiSpartanburg
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cincinnati, OH: price level 95.4 (cheaper)
  • Spartanburg, SC: price level 91.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cincinnati, OHSpartanburg, SC
Price level (U.S. = 100)295.491.1
$100,000 is worth, in the other city2$95,471 in Spartanburg$104,743 in Cincinnati
Typical 1-bedroom rent3$1,051/mo$1,083/mo
Take-home on $100,00014,15,8$77,212$74,337
State income tax on $100,000 (estimate)8$1,968 (OH)$4,843 (SC)
Rent burden on $100,00016%17%
Median pay, all jobs4$50,170$47,650
Federal locality pay area7Cincinnati-Wilmington-Maysville, OH-KY-INRest of U.S.

Rent areas: Cincinnati, OH-KY-IN HUD Metro FMR Area and Spartanburg, SC HUD Metro FMR Area. Metro areas: Cincinnati, OH-KY-IN and Spartanburg, SC.

What costs more or less

Cincinnati, OHSpartanburg, SC
Price level (U.S. = 100)CincinnatiSpartanburg
Housing (rent)87.668.0
Goods93.896.3
Utilities91.088.3
Other services99.098.3
Overall95.491.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cincinnati, OH → Spartanburg, SC

Same pay goes further

Buying power +4.7%; rent takes 17% of take-home; state tax +$2,875/yr.

84 Strong offer

Spartanburg, SC → Cincinnati, OH

Same pay buys less

Buying power −4.5%; rent takes 16% of take-home; state tax −$2,875/yr.

55 Fair offer

On the GS pay scale?

Cincinnati, OH is in the Cincinnati-Wilmington-Maysville, OH-KY-IN pay area; Spartanburg, SC is in Rest of U.S.. The last column shows what a transfer from Cincinnati, OH to Spartanburg, SC at the same grade and step does to real buying power.

Grade5,2Cincinnati, OHSpartanburg, SCReal change, Cincinnati → Spartanburg
GS-9 step 1$64,290$61,722+0.6%
GS-11 step 1$77,785$74,678+0.6%
GS-12 step 1$93,231$89,508+0.6%
GS-13 step 1$110,865$106,437+0.6%
GS-14 step 1$131,009$125,776+0.6%

Pay for common jobs

Median annual pay4Cincinnati, OHSpartanburg, SCSpartanburg pay in Cincinnati dollars
Elementary School Teachers, Except Special Education$64,740$60,990$63,883 (−1.3%)
Software Developers$121,420$114,460$119,889 (−1.3%)
Accountants and Auditors$80,640$77,080$80,736 (+0.1%)
Registered Nurses$83,650$82,360$86,267 (+3.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.