City comparison

Cincinnati, OH vs Norwich, CT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Norwich, CT are 5.3% higher than in Cincinnati, OH. Someone earning $100,000 in Cincinnati, OH would need about $105,300 in Norwich, CT to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,496 a month in Norwich, CT versus $1,051 in Cincinnati, OH. On $100,000, that's 24% of take-home pay in Norwich, CT and 16% in Cincinnati, OH.
  • On $100,000, estimated state income tax is about $1,957 a year higher in Norwich, CT than in Cincinnati, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +8.3% moving from Cincinnati, OH to Norwich, CT ($110,865 → $120,094), while prices change by +5.3%. Net effect of the transfer: +2.9% in real buying power.
CincinnatiNorwich
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cincinnati, OH: price level 95.4 (cheaper)
  • Norwich, CT: price level 100.4 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cincinnati, OHNorwich, CT
Price level (U.S. = 100)295.4100.4
$100,000 is worth, in the other city2$105,321 in Norwich$94,947 in Cincinnati
Typical 1-bedroom rent3$1,051/mo$1,496/mo
Take-home on $100,00014,15,8$77,212$75,255
State income tax on $100,000 (estimate)8$1,968 (OH)$3,925 (CT)
Rent burden on $100,00016%24%
Median pay, all jobs4$50,170$57,370
Federal locality pay area7Cincinnati-Wilmington-Maysville, OH-KY-INHartford-East Hartford, CT-MA

Rent areas: Cincinnati, OH-KY-IN HUD Metro FMR Area and Norwich-New London-Willimantic, CT MSA. Metro areas: Cincinnati, OH-KY-IN and Norwich-New London-Willimantic, CT.

What costs more or less

Cincinnati, OHNorwich, CT
Price level (U.S. = 100)CincinnatiNorwich
Housing (rent)87.693.7
Goods93.897.3
Utilities91.0148.6
Other services99.0102.7
Overall95.4100.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cincinnati, OH → Norwich, CT

Same pay buys less

Buying power −5.1%; rent takes 24% of take-home; state tax +$1,957/yr.

53 Fair offer

Norwich, CT → Cincinnati, OH

Same pay goes further

Buying power +5.3%; rent takes 16% of take-home; state tax −$1,957/yr.

85 Strong offer

On the GS pay scale?

Cincinnati, OH is in the Cincinnati-Wilmington-Maysville, OH-KY-IN pay area; Norwich, CT is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Cincinnati, OH to Norwich, CT at the same grade and step does to real buying power.

Grade5,2Cincinnati, OHNorwich, CTReal change, Cincinnati → Norwich
GS-9 step 1$64,290$69,642+2.9%
GS-11 step 1$77,785$84,260+2.9%
GS-12 step 1$93,231$100,992+2.9%
GS-13 step 1$110,865$120,094+2.9%
GS-14 step 1$131,009$141,915+2.9%

Pay for common jobs

Median annual pay4Cincinnati, OHNorwich, CTNorwich pay in Cincinnati dollars
Elementary School Teachers, Except Special Education$64,740$83,840$79,604 (+23.0%)
Software Developers$121,420$123,780$117,526 (−3.2%)
Accountants and Auditors$80,640$82,530$78,360 (−2.8%)
Registered Nurses$83,650$101,330$96,210 (+15.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.