City comparison
Cincinnati, OH vs Minneapolis, MN
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Minneapolis, MN are 9.9% higher than in Cincinnati, OH. Someone earning $100,000 in Cincinnati, OH would need about $109,900 in Minneapolis, MN to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,405 a month in Minneapolis, MN versus $1,051 in Cincinnati, OH. On $100,000, that's 23% of take-home pay in Minneapolis, MN and 16% in Cincinnati, OH.
- On $100,000, estimated state income tax is about $3,309 a year higher in Minneapolis, MN than in Cincinnati, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by +4.7% moving from Cincinnati, OH to Minneapolis, MN ($110,865 → $116,038), while prices change by +9.9%. Net effect of the transfer: −4.8% in real buying power.
- Cincinnati, OH: price level 95.4 (cheaper)
- Minneapolis, MN: price level 104.8 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Cincinnati, OH | Minneapolis, MN | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.4 | 104.8 |
| $100,000 is worth, in the other city2 | $109,911 in Minneapolis | $90,983 in Cincinnati |
| Typical 1-bedroom rent3 | $1,051/mo | $1,405/mo |
| Take-home on $100,00014,15,8 | $77,212 | $73,903 |
| State income tax on $100,000 (estimate)8 | $1,968 (OH) | $5,277 (MN) |
| Rent burden on $100,000 | 16% | 23% |
| Median pay, all jobs4 | $50,170 | $59,320 |
| Federal locality pay area7 | Cincinnati-Wilmington-Maysville, OH-KY-IN | Minneapolis-St. Paul, MN-WI |
Rent areas: Cincinnati, OH-KY-IN HUD Metro FMR Area and Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area. Metro areas: Cincinnati, OH-KY-IN and Minneapolis-St. Paul-Bloomington, MN-WI.
What costs more or less
| Price level (U.S. = 100) | Cincinnati | Minneapolis |
|---|---|---|
| Housing (rent) | 87.6 | 111.8 |
| Goods | 93.8 | 103.1 |
| Utilities | 91.0 | 93.5 |
| Other services | 99.0 | 104.4 |
| Overall | 95.4 | 104.8 |
Moving with the same $100,000 salary
Cincinnati, OH → Minneapolis, MN
Same pay buys less
Buying power −9.0%; rent takes 23% of take-home; state tax +$3,309/yr.
41 Weak offer
Minneapolis, MN → Cincinnati, OH
Same pay goes further
Buying power +9.9%; rent takes 16% of take-home; state tax −$3,309/yr.
100 Strong offer
On the GS pay scale?
Cincinnati, OH is in the Cincinnati-Wilmington-Maysville, OH-KY-IN pay area; Minneapolis, MN is in Minneapolis-St. Paul, MN-WI. The last column shows what a transfer from Cincinnati, OH to Minneapolis, MN at the same grade and step does to real buying power.
| Grade5,2 | Cincinnati, OH | Minneapolis, MN | Real change, Cincinnati → Minneapolis |
|---|---|---|---|
| GS-9 step 1 | $64,290 | $67,290 | −4.8% |
| GS-11 step 1 | $77,785 | $81,415 | −4.8% |
| GS-12 step 1 | $93,231 | $97,582 | −4.8% |
| GS-13 step 1 | $110,865 | $116,038 | −4.8% |
| GS-14 step 1 | $131,009 | $137,123 | −4.8% |
Pay for common jobs
| Median annual pay4 | Cincinnati, OH | Minneapolis, MN | Minneapolis pay in Cincinnati dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $64,740 | $79,730 | $72,541 (+12.0%) |
| Software Developers | $121,420 | $130,920 | $119,115 (−1.9%) |
| Accountants and Auditors | $80,640 | $86,500 | $78,700 (−2.4%) |
| Registered Nurses | $83,650 | $103,040 | $93,749 (+12.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.