City comparison

Chicago, IL vs Salem, OR

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Chicago, IL (103.6) and Salem, OR (103.6, U.S. average = 100) are within 1% of each other, so $100,000 in Chicago, IL goes as far as $100,100 in Salem, OR.
  • Rent is the bigger story: a typical 1-bedroom costs $1,581 a month in Chicago, IL versus $1,201 in Salem, OR. On $100,000, that's 26% of take-home pay in Chicago, IL and 20% in Salem, OR.
  • On $100,000, estimated state income tax is about $3,115 a year higher in Salem, OR than in Chicago, IL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −3.6% moving from Chicago, IL to Salem, OR ($118,984 → $114,684), while prices change by +0.1%. Net effect of the transfer: −3.7% in real buying power.
ChicagoSalem
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Chicago, IL: price level 103.6 (pricier)
  • Salem, OR: price level 103.6 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Chicago, ILSalem, OR
Price level (U.S. = 100)2103.6103.6
$100,000 is worth, in the other city2$100,052 in Salem$99,948 in Chicago
Typical 1-bedroom rent3$1,581/mo$1,201/mo
Take-home on $100,00014,15,8$74,375$71,260
State income tax on $100,000 (estimate)8$4,805 (IL)$7,920 (OR)
Rent burden on $100,00026%20%
Median pay, all jobs4$54,720$55,310
Federal locality pay area7Chicago-Naperville, IL-IN-WIPortland-Vancouver-Salem, OR-WA

Rent areas: Chicago-Joliet-Naperville, IL HUD Metro FMR Area and Salem, OR MSA. Metro areas: Chicago-Naperville-Elgin, IL-IN and Salem, OR.

What costs more or less

Chicago, ILSalem, OR
Price level (U.S. = 100)ChicagoSalem
Housing (rent)112.0110.3
Goods107.3105.3
Utilities83.6104.7
Other services100.5100.3
Overall103.6103.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Chicago, IL → Salem, OR

Roughly even

Buying power −0.1%; rent takes 20% of take-home; state tax +$3,115/yr.

69 Fair offer

Salem, OR → Chicago, IL

Roughly even

Buying power +0.1%; rent takes 26% of take-home; state tax −$3,115/yr.

68 Fair offer

On the GS pay scale?

Chicago, IL is in the Chicago-Naperville, IL-IN-WI pay area; Salem, OR is in Portland-Vancouver-Salem, OR-WA. The last column shows what a transfer from Chicago, IL to Salem, OR at the same grade and step does to real buying power.

Grade5,2Chicago, ILSalem, ORReal change, Chicago → Salem
GS-9 step 1$68,999$66,505−3.7%
GS-11 step 1$83,482$80,465−3.7%
GS-12 step 1$100,059$96,443−3.7%
GS-13 step 1$118,984$114,684−3.7%
GS-14 step 1$140,604$135,522−3.7%

Pay for common jobs

Median annual pay4Chicago, ILSalem, ORSalem pay in Chicago dollars
Elementary School Teachers, Except Special Education$78,390$74,810$74,771 (−4.6%)
Software Developers$134,380$131,620$131,551 (−2.1%)
Accountants and Auditors$82,360$87,480$87,434 (+6.2%)
Registered Nurses$100,490$131,750$131,681 (+31.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.