City comparison

Buffalo, NY vs Peoria, IL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Buffalo, NY are 5.1% higher than in Peoria, IL. Someone earning $100,000 in Peoria, IL would need about $105,100 in Buffalo, NY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,139 a month in Buffalo, NY versus $818 in Peoria, IL. On $100,000, that's 18% of take-home pay in Buffalo, NY and 13% in Peoria, IL.
  • Estimated state income tax on $100,000 is close: $4,860 a year in NY and $4,805 in IL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.4% moving from Buffalo, NY to Peoria, IL ($111,301 → $106,437), while prices change by −4.8%. Net effect of the transfer: +0.5% in real buying power.
BuffaloPeoria
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Buffalo, NY: price level 95.8 (cheaper)
  • Peoria, IL: price level 91.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Buffalo, NYPeoria, IL
Price level (U.S. = 100)295.891.2
$100,000 is worth, in the other city2$95,187 in Peoria$105,056 in Buffalo
Typical 1-bedroom rent3$1,139/mo$818/mo
Take-home on $100,00014,15,8$74,320$74,375
State income tax on $100,000 (estimate)8$4,860 (NY)$4,805 (IL)
Rent burden on $100,00018%13%
Median pay, all jobs4$50,790$49,590
Federal locality pay area7Buffalo-Cheektowaga-Olean, NYRest of U.S.

Rent areas: Buffalo-Cheektowaga, NY MSA and Peoria, IL MSA. Metro areas: Buffalo-Cheektowaga, NY and Peoria, IL.

What costs more or less

Buffalo, NYPeoria, IL
Price level (U.S. = 100)BuffaloPeoria
Housing (rent)81.063.8
Goods99.793.6
Utilities129.590.5
Other services97.899.6
Overall95.891.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Buffalo, NY → Peoria, IL

Same pay goes further

Buying power +5.1%; rent takes 13% of take-home; state tax −$55/yr.

85 Strong offer

Peoria, IL → Buffalo, NY

Same pay buys less

Buying power −4.8%; rent takes 18% of take-home; state tax +$55/yr.

54 Fair offer

On the GS pay scale?

Buffalo, NY is in the Buffalo-Cheektowaga-Olean, NY pay area; Peoria, IL is in Rest of U.S.. The last column shows what a transfer from Buffalo, NY to Peoria, IL at the same grade and step does to real buying power.

Grade5,2Buffalo, NYPeoria, ILReal change, Buffalo → Peoria
GS-9 step 1$64,543$61,722+0.5%
GS-11 step 1$78,091$74,678+0.5%
GS-12 step 1$93,598$89,508+0.5%
GS-13 step 1$111,301$106,437+0.5%
GS-14 step 1$131,525$125,776+0.5%

Pay for common jobs

Median annual pay4Buffalo, NYPeoria, ILPeoria pay in Buffalo dollars
Elementary School Teachers, Except Special Education$76,490$57,440$60,344 (−21.1%)
Software Developers$127,850$130,590$137,193 (+7.3%)
Accountants and Auditors$82,120$79,540$83,562 (+1.8%)
Registered Nurses$99,060$81,010$85,106 (−14.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.