City comparison

Boulder, CO vs Houston, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Boulder, CO are 6.7% higher than in Houston, TX. Someone earning $100,000 in Houston, TX would need about $106,700 in Boulder, CO to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,795 a month in Boulder, CO versus $1,323 in Houston, TX. On $100,000, that's 29% of take-home pay in Boulder, CO and 20% in Houston, TX.
  • On $100,000, estimated state income tax is about $3,692 a year higher in Boulder, CO than in Houston, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +3.4% moving from Boulder, CO to Houston, TX ($118,675 → $122,749), while prices change by −6.2%. Net effect of the transfer: +10.3% in real buying power.
BoulderHouston
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Boulder, CO: price level 105.2 (pricier)
  • Houston, TX: price level 98.6 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Boulder, COHouston, TX
Price level (U.S. = 100)2105.298.6
$100,000 is worth, in the other city2$93,752 in Houston$106,664 in Boulder
Typical 1-bedroom rent3$1,795/mo$1,323/mo
Take-home on $100,00014,15,8$75,488$79,180
State income tax on $100,000 (estimate)8$3,692 (CO)$0 (TX)
Rent burden on $100,00029%20%
Median pay, all jobs4$69,580$49,410
Federal locality pay area7Denver-Aurora, COHouston-The Woodlands, TX

Rent areas: Boulder, CO MSA and Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. Metro areas: Boulder, CO and Houston-Pasadena-The Woodlands, TX.

What costs more or less

Boulder, COHouston, TX
Price level (U.S. = 100)BoulderHouston
Housing (rent)157.0104.5
Goods96.1100.6
Utilities82.795.3
Other services99.895.6
Overall105.298.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Boulder, CO → Houston, TX

Same pay goes further

Buying power +6.7%; rent takes 20% of take-home; state tax −$3,692/yr.

90 Strong offer

Houston, TX → Boulder, CO

Same pay buys less

Buying power −6.2%; rent takes 29% of take-home; state tax +$3,692/yr.

44 Weak offer

On the GS pay scale?

Boulder, CO is in the Denver-Aurora, CO pay area; Houston, TX is in Houston-The Woodlands, TX. The last column shows what a transfer from Boulder, CO to Houston, TX at the same grade and step does to real buying power.

Grade5,2Boulder, COHouston, TXReal change, Boulder → Houston
GS-9 step 1$68,819$71,181+10.3%
GS-11 step 1$83,265$86,123+10.3%
GS-12 step 1$99,800$103,225+10.3%
GS-13 step 1$118,675$122,749+10.3%
GS-14 step 1$140,239$145,052+10.3%

Pay for common jobs

Median annual pay4Boulder, COHouston, TXHouston pay in Boulder dollars
Elementary School Teachers, Except Special Education$80,640$64,500$68,799 (−14.7%)
Software Developers$164,560$129,440$138,066 (−16.1%)
Accountants and Auditors$99,990$85,090$90,761 (−9.2%)
Registered Nurses$103,290$99,830$106,483 (+3.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.