City comparison
Birmingham, AL vs Nashville, TN
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Nashville, TN are 5.1% higher than in Birmingham, AL. Someone earning $100,000 in Birmingham, AL would need about $105,100 in Nashville, TN to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,578 a month in Nashville, TN versus $1,155 in Birmingham, AL. On $100,000, that's 24% of take-home pay in Nashville, TN and 19% in Birmingham, AL.
- On $100,000, estimated state income tax is about $4,735 a year higher in Birmingham, AL than in Nashville, TN.
- For federal employees, locality pay changes a GS-13 step 1 salary by −1.0% moving from Birmingham, AL to Nashville, TN ($107,510 → $106,437), while prices change by +5.1%. Net effect of the transfer: −5.8% in real buying power.
- Birmingham, AL: price level 91.6 (much cheaper)
- Nashville, TN: price level 96.3 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Birmingham, AL | Nashville, TN | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.6 | 96.3 |
| $100,000 is worth, in the other city2 | $105,122 in Nashville | $95,128 in Birmingham |
| Typical 1-bedroom rent3 | $1,155/mo | $1,578/mo |
| Take-home on $100,00014,15,8 | $74,445 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,735 (AL) | $0 (TN) |
| Rent burden on $100,000 | 19% | 24% |
| Median pay, all jobs4 | $47,770 | $50,390 |
| Federal locality pay area7 | Birmingham-Hoover-Talladega, AL | Rest of U.S. |
Rent areas: Birmingham-Hoover, AL HUD Metro FMR Area and Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area. Metro areas: Birmingham, AL and Nashville-Davidson--Murfreesboro--Franklin, TN.
What costs more or less
| Price level (U.S. = 100) | Birmingham | Nashville |
|---|---|---|
| Housing (rent) | 71.9 | 104.6 |
| Goods | 96.4 | 96.2 |
| Utilities | 83.8 | 72.0 |
| Other services | 96.7 | 95.1 |
| Overall | 91.6 | 96.3 |
Moving with the same $100,000 salary
Birmingham, AL → Nashville, TN
Same pay buys less
Buying power −4.9%; rent takes 24% of take-home; state tax −$4,735/yr.
54 Fair offer
Nashville, TN → Birmingham, AL
Same pay goes further
Buying power +5.1%; rent takes 19% of take-home; state tax +$4,735/yr.
85 Strong offer
On the GS pay scale?
Birmingham, AL is in the Birmingham-Hoover-Talladega, AL pay area; Nashville, TN is in Rest of U.S.. The last column shows what a transfer from Birmingham, AL to Nashville, TN at the same grade and step does to real buying power.
| Grade5,2 | Birmingham, AL | Nashville, TN | Real change, Birmingham → Nashville |
|---|---|---|---|
| GS-9 step 1 | $62,344 | $61,722 | −5.8% |
| GS-11 step 1 | $75,431 | $74,678 | −5.8% |
| GS-12 step 1 | $90,410 | $89,508 | −5.8% |
| GS-13 step 1 | $107,510 | $106,437 | −5.8% |
| GS-14 step 1 | $127,044 | $125,776 | −5.8% |
Pay for common jobs
| Median annual pay4 | Birmingham, AL | Nashville, TN | Nashville pay in Birmingham dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,630 | $61,460 | $58,465 (−6.6%) |
| Software Developers | $125,410 | $126,610 | $120,441 (−4.0%) |
| Accountants and Auditors | $78,660 | $78,080 | $74,276 (−5.6%) |
| Registered Nurses | $78,680 | $84,040 | $79,945 (+1.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.