City comparison

Birmingham, AL vs Fresno, CA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Fresno, CA are 11.5% higher than in Birmingham, AL. Someone earning $100,000 in Birmingham, AL would need about $111,500 in Fresno, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,355 a month in Fresno, CA versus $1,155 in Birmingham, AL. On $100,000, that's 22% of take-home pay in Fresno, CA and 19% in Birmingham, AL.
  • On $100,000, estimated state income tax is about $335 a year higher in Fresno, CA than in Birmingham, AL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.5% moving from Birmingham, AL to Fresno, CA ($107,510 → $106,973), while prices change by +11.5%. Net effect of the transfer: −10.7% in real buying power.
BirminghamFresno
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Birmingham, AL: price level 91.6 (much cheaper)
  • Fresno, CA: price level 102.2 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Birmingham, ALFresno, CA
Price level (U.S. = 100)291.6102.2
$100,000 is worth, in the other city2$111,473 in Fresno$89,708 in Birmingham
Typical 1-bedroom rent3$1,155/mo$1,355/mo
Take-home on $100,00014,15,8$74,445$74,110
State income tax on $100,000 (estimate)8$4,735 (AL)$5,070 (CA)
Rent burden on $100,00019%22%
Median pay, all jobs4$47,770$46,910
Federal locality pay area7Birmingham-Hoover-Talladega, ALFresno-Madera-Hanford, CA

Rent areas: Birmingham-Hoover, AL HUD Metro FMR Area and Fresno, CA HUD Metro FMR Area. Metro areas: Birmingham, AL and Fresno, CA.

What costs more or less

Birmingham, ALFresno, CA
Price level (U.S. = 100)BirminghamFresno
Housing (rent)71.995.7
Goods96.4105.2
Utilities83.8161.0
Other services96.7100.3
Overall91.6102.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Birmingham, AL → Fresno, CA

Same pay buys less

Buying power −10.3%; rent takes 22% of take-home; state tax +$335/yr.

38 Weak offer

Fresno, CA → Birmingham, AL

Same pay goes further

Buying power +11.5%; rent takes 19% of take-home; state tax −$335/yr.

100 Strong offer

Federal employees: GS pay

Birmingham, AL is in the Birmingham-Hoover-Talladega, AL pay area; Fresno, CA is in Fresno-Madera-Hanford, CA. The last column shows what a transfer from Birmingham, AL to Fresno, CA at the same grade and step does to real buying power.

Grade5,2Birmingham, ALFresno, CAReal change, Birmingham → Fresno
GS-9 step 1$62,344$62,033−10.7%
GS-11 step 1$75,431$75,055−10.7%
GS-12 step 1$90,410$89,959−10.7%
GS-13 step 1$107,510$106,973−10.7%
GS-14 step 1$127,044$126,410−10.7%

Pay for common jobs

Median annual pay4Birmingham, ALFresno, CAFresno pay in Birmingham dollars
Information Security Analysts$115,520$118,420$106,232 (−8.0%)
Software Developers$125,410$129,060$115,777 (−7.7%)
Accountants and Auditors$78,660$78,690$70,591 (−10.3%)
Registered Nurses$78,680$125,420$112,512 (+43.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.