City comparison

Birmingham, AL vs Des Moines, IA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Birmingham, AL (91.6) and Des Moines, IA (91.7, U.S. average = 100) are within 1% of each other, so $100,000 in Birmingham, AL goes as far as $100,100 in Des Moines, IA.
  • Typical 1-bedroom rents are close: $1,155 a month in Birmingham, AL and $1,109 in Des Moines, IA.
  • On $100,000, estimated state income tax is about $1,587 a year higher in Birmingham, AL than in Des Moines, IA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.2% moving from Birmingham, AL to Des Moines, IA ($107,510 → $107,301), while prices change by +0.1%. Net effect of the transfer: −0.3% in real buying power.
BirminghamDes Moines
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Birmingham, AL: price level 91.6 (much cheaper)
  • Des Moines, IA: price level 91.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Birmingham, ALDes Moines, IA
Price level (U.S. = 100)291.691.7
$100,000 is worth, in the other city2$100,062 in Des Moines$99,938 in Birmingham
Typical 1-bedroom rent3$1,155/mo$1,109/mo
Take-home on $100,00014,15,8$74,445$76,032
State income tax on $100,000 (estimate)8$4,735 (AL)$3,148 (IA)
Rent burden on $100,00019%18%
Median pay, all jobs4$47,770$51,820
Federal locality pay area7Birmingham-Hoover-Talladega, ALDes Moines-Ames-West Des Moines, IA

Rent areas: Birmingham-Hoover, AL HUD Metro FMR Area and Des Moines-West Des Moines, IA HUD Metro FMR Area. Metro areas: Birmingham, AL and Des Moines-West Des Moines, IA.

What costs more or less

Birmingham, ALDes Moines, IA
Price level (U.S. = 100)BirminghamDes Moines
Housing (rent)71.984.7
Goods96.493.7
Utilities83.884.6
Other services96.792.9
Overall91.691.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Birmingham, AL → Des Moines, IA

Roughly even

Buying power −0.1%; rent takes 18% of take-home; state tax −$1,587/yr.

69 Fair offer

Des Moines, IA → Birmingham, AL

Roughly even

Buying power +0.1%; rent takes 19% of take-home; state tax +$1,587/yr.

69 Fair offer

On the GS pay scale?

Birmingham, AL is in the Birmingham-Hoover-Talladega, AL pay area; Des Moines, IA is in Des Moines-Ames-West Des Moines, IA. The last column shows what a transfer from Birmingham, AL to Des Moines, IA at the same grade and step does to real buying power.

Grade5,2Birmingham, ALDes Moines, IAReal change, Birmingham → Des Moines
GS-9 step 1$62,344$62,223−0.3%
GS-11 step 1$75,431$75,284−0.3%
GS-12 step 1$90,410$90,234−0.3%
GS-13 step 1$107,510$107,301−0.3%
GS-14 step 1$127,044$126,797−0.3%

Pay for common jobs

Median annual pay4Birmingham, ALDes Moines, IADes Moines pay in Birmingham dollars
Elementary School Teachers, Except Special Education$62,630$61,650$61,612 (−1.6%)
Software Developers$125,410$126,460$126,381 (+0.8%)
Accountants and Auditors$78,660$79,290$79,241 (+0.7%)
Registered Nurses$78,680$78,630$78,581 (−0.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.