City comparison

Baltimore, MD vs Portland, ME

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Baltimore, MD are 2.6% higher than in Portland, ME. Someone earning $100,000 in Portland, ME would need about $102,600 in Baltimore, MD to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,658 a month in Portland, ME versus $1,511 in Baltimore, MD. On $100,000, that's 27% of take-home pay in Portland, ME and 24% in Baltimore, MD.
  • On $100,000, estimated state income tax is about $1,268 a year higher in Portland, ME than in Baltimore, MD.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.0% moving from Baltimore, MD to Portland, ME ($121,785 → $120,548), while prices change by −2.5%. Net effect of the transfer: +1.5% in real buying power.
BaltimorePortland
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Baltimore, MD: price level 104.5 (pricier)
  • Portland, ME: price level 101.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Baltimore, MDPortland, ME
Price level (U.S. = 100)2104.5101.9
$100,000 is worth, in the other city2$97,484 in Portland$102,581 in Baltimore
Typical 1-bedroom rent3$1,511/mo$1,658/mo
Take-home on $100,00014,15,8$74,794$73,526
State income tax on $100,000 (estimate)8$4,386 (MD)$5,654 (ME)
Rent burden on $100,00024%27%
Median pay, all jobs4$59,070$56,960
Federal locality pay area7Washington-Baltimore-Arlington, DC-MD-VA-WV-PABoston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Baltimore-Columbia-Towson, MD MSA and Portland, ME HUD Metro FMR Area. Metro areas: Baltimore-Columbia-Towson, MD and Portland-South Portland, ME.

What costs more or less

Baltimore, MDPortland, ME
Price level (U.S. = 100)BaltimorePortland
Housing (rent)118.2105.2
Goods102.497.2
Utilities110.2134.6
Other services101.5103.2
Overall104.5101.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Baltimore, MD → Portland, ME

Same pay goes further

Buying power +2.6%; rent takes 27% of take-home; state tax +$1,268/yr.

74 Strong offer

Portland, ME → Baltimore, MD

Same pay buys less

Buying power −2.5%; rent takes 24% of take-home; state tax −$1,268/yr.

61 Fair offer

On the GS pay scale?

Baltimore, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Portland, ME is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Baltimore, MD to Portland, ME at the same grade and step does to real buying power.

Grade5,2Baltimore, MDPortland, MEReal change, Baltimore → Portland
GS-9 step 1$70,623$69,905+1.5%
GS-11 step 1$85,447$84,579+1.5%
GS-12 step 1$102,415$101,375+1.5%
GS-13 step 1$121,785$120,548+1.5%
GS-14 step 1$143,913$142,452+1.5%

Pay for common jobs

Median annual pay4Baltimore, MDPortland, MEPortland pay in Baltimore dollars
Elementary School Teachers, Except Special Education$76,400$76,770$78,751 (+3.1%)
Software Developers$138,900$128,710$132,032 (−4.9%)
Accountants and Auditors$85,160$79,790$81,849 (−3.9%)
Registered Nurses$99,550$88,470$90,753 (−8.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.