City comparison

Austin, TX vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Austin, TX are 1.7% higher than in Wilmington, NC. Someone earning $100,000 in Wilmington, NC would need about $101,700 in Austin, TX to live the same way.
  • Typical 1-bedroom rents are close: $1,562 a month in Austin, TX and $1,513 in Wilmington, NC.
  • On $100,000, estimated state income tax is about $3,481 a year higher in Wilmington, NC than in Austin, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.7% moving from Austin, TX to Wilmington, NC ($109,428 → $106,437), while prices change by −1.7%. Net effect of the transfer: −1.1% in real buying power.
AustinWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Austin, TX: price level 98.1 (about average)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Austin, TXWilmington, NC
Price level (U.S. = 100)298.196.4
$100,000 is worth, in the other city2$98,324 in Wilmington$101,705 in Austin
Typical 1-bedroom rent3$1,562/mo$1,513/mo
Take-home on $100,00014,15,8$79,180$75,699
State income tax on $100,000 (estimate)8$0 (TX)$3,481 (NC)
Rent burden on $100,00024%24%
Median pay, all jobs4$56,950$45,800
Federal locality pay area7Austin-Round Rock-Georgetown, TXRest of U.S.

Rent areas: Austin-Round Rock-San Marcos, TX MSA and Wilmington, NC HUD Metro FMR Area. Metro areas: Austin-Round Rock-San Marcos, TX and Wilmington, NC.

What costs more or less

Austin, TXWilmington, NC
Price level (U.S. = 100)AustinWilmington
Housing (rent)120.493.2
Goods93.896.6
Utilities82.087.9
Other services96.298.2
Overall98.196.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Austin, TX → Wilmington, NC

Roughly even

Buying power +1.7%; rent takes 24% of take-home; state tax +$3,481/yr.

74 Strong offer

Wilmington, NC → Austin, TX

Roughly even

Buying power −1.7%; rent takes 24% of take-home; state tax −$3,481/yr.

64 Fair offer

Federal employees: GS pay

Austin, TX is in the Austin-Round Rock-Georgetown, TX pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from Austin, TX to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2Austin, TXWilmington, NCReal change, Austin → Wilmington
GS-9 step 1$63,457$61,722−1.1%
GS-11 step 1$76,777$74,678−1.1%
GS-12 step 1$92,023$89,508−1.1%
GS-13 step 1$109,428$106,437−1.1%
GS-14 step 1$129,311$125,776−1.1%

Pay for common jobs

Median annual pay4Austin, TXWilmington, NCWilmington pay in Austin dollars
Information Security Analysts$134,100$145,170$147,645 (+10.1%)
Software Developers$134,120$123,730$125,840 (−6.2%)
Accountants and Auditors$83,120$77,920$79,249 (−4.7%)
Registered Nurses$97,890$80,970$82,351 (−15.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.