City comparison

Austin, TX vs Birmingham, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Austin, TX are 7.0% higher than in Birmingham, AL. Someone earning $100,000 in Birmingham, AL would need about $107,000 in Austin, TX to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,562 a month in Austin, TX versus $1,155 in Birmingham, AL. On $100,000, that's 24% of take-home pay in Austin, TX and 19% in Birmingham, AL.
  • On $100,000, estimated state income tax is about $4,735 a year higher in Birmingham, AL than in Austin, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.8% moving from Austin, TX to Birmingham, AL ($109,428 → $107,510), while prices change by −6.5%. Net effect of the transfer: +5.1% in real buying power.
AustinBirmingham
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Austin, TX: price level 98.1 (about average)
  • Birmingham, AL: price level 91.6 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Austin, TXBirmingham, AL
Price level (U.S. = 100)298.191.6
$100,000 is worth, in the other city2$93,451 in Birmingham$107,008 in Austin
Typical 1-bedroom rent3$1,562/mo$1,155/mo
Take-home on $100,00014,15,8$79,180$74,445
State income tax on $100,000 (estimate)8$0 (TX)$4,735 (AL)
Rent burden on $100,00024%19%
Median pay, all jobs4$56,950$47,770
Federal locality pay area7Austin-Round Rock-Georgetown, TXBirmingham-Hoover-Talladega, AL

Rent areas: Austin-Round Rock-San Marcos, TX MSA and Birmingham-Hoover, AL HUD Metro FMR Area. Metro areas: Austin-Round Rock-San Marcos, TX and Birmingham, AL.

What costs more or less

Austin, TXBirmingham, AL
Price level (U.S. = 100)AustinBirmingham
Housing (rent)120.471.9
Goods93.896.4
Utilities82.083.8
Other services96.296.7
Overall98.191.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Austin, TX → Birmingham, AL

Same pay goes further

Buying power +7.0%; rent takes 19% of take-home; state tax +$4,735/yr.

91 Strong offer

Birmingham, AL → Austin, TX

Same pay buys less

Buying power −6.5%; rent takes 24% of take-home; state tax −$4,735/yr.

48 Fair offer

On the GS pay scale?

Austin, TX is in the Austin-Round Rock-Georgetown, TX pay area; Birmingham, AL is in Birmingham-Hoover-Talladega, AL. The last column shows what a transfer from Austin, TX to Birmingham, AL at the same grade and step does to real buying power.

Grade5,2Austin, TXBirmingham, ALReal change, Austin → Birmingham
GS-9 step 1$63,457$62,344+5.1%
GS-11 step 1$76,777$75,431+5.1%
GS-12 step 1$92,023$90,410+5.1%
GS-13 step 1$109,428$107,510+5.1%
GS-14 step 1$129,311$127,044+5.1%

Pay for common jobs

Median annual pay4Austin, TXBirmingham, ALBirmingham pay in Austin dollars
Elementary School Teachers, Except Special Education$61,270$62,630$67,019 (+9.4%)
Software Developers$134,120$125,410$134,198 (+0.1%)
Accountants and Auditors$83,120$78,660$84,172 (+1.3%)
Registered Nurses$97,890$78,680$84,194 (−14.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.