City comparison
Atlanta, GA vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Atlanta, GA are 9.4% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $109,400 in Atlanta, GA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,660 a month in Atlanta, GA versus $820 in Toledo, OH. On $100,000, that's 27% of take-home pay in Atlanta, GA and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $2,600 a year higher in Atlanta, GA than in Toledo, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by −5.4% moving from Atlanta, GA to Toledo, OH ($112,556 → $106,437), while prices change by −8.6%. Net effect of the transfer: +3.5% in real buying power.
- Atlanta, GA: price level 100.1 (about average)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Atlanta, GA | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.1 | 91.5 |
| $100,000 is worth, in the other city2 | $91,402 in Toledo | $109,407 in Atlanta |
| Typical 1-bedroom rent3 | $1,660/mo | $820/mo |
| Take-home on $100,00014,15,8 | $74,613 | $77,212 |
| State income tax on $100,000 (estimate)8 | $4,567 (GA) | $1,968 (OH) |
| Rent burden on $100,000 | 27% | 13% |
| Median pay, all jobs4 | $51,170 | $48,220 |
| Federal locality pay area7 | Atlanta-Athens-Clarke County-Sandy Springs, GA-AL | Rest of U.S. |
Rent areas: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Atlanta-Sandy Springs-Roswell, GA and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Atlanta | Toledo |
|---|---|---|
| Housing (rent) | 111.0 | 67.3 |
| Goods | 100.4 | 93.6 |
| Utilities | 96.2 | 96.3 |
| Other services | 96.7 | 98.9 |
| Overall | 100.1 | 91.5 |
Moving with the same $100,000 salary
Atlanta, GA → Toledo, OH
Same pay goes further
Buying power +9.4%; rent takes 13% of take-home; state tax −$2,600/yr.
98 Strong offer
Toledo, OH → Atlanta, GA
Same pay buys less
Buying power −8.6%; rent takes 27% of take-home; state tax +$2,600/yr.
39 Weak offer
On the GS pay scale?
Atlanta, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Atlanta, GA to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Atlanta, GA | Toledo, OH | Real change, Atlanta → Toledo |
|---|---|---|---|
| GS-9 step 1 | $65,271 | $61,722 | +3.5% |
| GS-11 step 1 | $78,972 | $74,678 | +3.5% |
| GS-12 step 1 | $94,654 | $89,508 | +3.5% |
| GS-13 step 1 | $112,556 | $106,437 | +3.5% |
| GS-14 step 1 | $133,007 | $125,776 | +3.5% |
Pay for common jobs
| Median annual pay4 | Atlanta, GA | Toledo, OH | Toledo pay in Atlanta dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $76,570 | $63,250 | $69,200 (−9.6%) |
| Software Developers | $132,960 | $104,360 | $114,177 (−14.1%) |
| Accountants and Auditors | $85,820 | $77,400 | $84,681 (−1.3%) |
| Registered Nurses | $100,490 | $81,050 | $88,674 (−11.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.