City comparison

Atlanta, GA vs San Jose, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Jose, CA are 10.4% higher than in Atlanta, GA. Someone earning $100,000 in Atlanta, GA would need about $110,400 in San Jose, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,982 a month in San Jose, CA versus $1,660 in Atlanta, GA. On $100,000, that's 48% of take-home pay in San Jose, CA and 27% in Atlanta, GA.
  • On $100,000, estimated state income tax is about $503 a year higher in San Jose, CA than in Atlanta, GA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +18.2% moving from Atlanta, GA to San Jose, CA ($112,556 → $133,060), while prices change by +10.4%. Net effect of the transfer: +7.1% in real buying power.
AtlantaSan Jose
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Atlanta, GA: price level 100.1 (about average)
  • San Jose, CA: price level 110.4 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Atlanta, GASan Jose, CA
Price level (U.S. = 100)2100.1110.4
$100,000 is worth, in the other city2$110,359 in San Jose$90,613 in Atlanta
Typical 1-bedroom rent3$1,660/mo$2,982/mo
Take-home on $100,00014,15,8$74,613$74,110
State income tax on $100,000 (estimate)8$4,567 (GA)$5,070 (CA)
Rent burden on $100,00027%48%
Median pay, all jobs4$51,170$84,050
Federal locality pay area7Atlanta-Athens-Clarke County-Sandy Springs, GA-ALSan Jose-San Francisco-Oakland, CA

Rent areas: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area and San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area. Metro areas: Atlanta-Sandy Springs-Roswell, GA and San Jose-Sunnyvale-Santa Clara, CA.

What costs more or less

Atlanta, GASan Jose, CA
Price level (U.S. = 100)AtlantaSan Jose
Housing (rent)111.0211.9
Goods100.4105.2
Utilities96.2156.7
Other services96.7100.3
Overall100.1110.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Atlanta, GA → San Jose, CA

Same pay buys less

Buying power −9.4%; rent takes 48% of take-home; state tax +$503/yr.

4 Weak offer

San Jose, CA → Atlanta, GA

Same pay goes further

Buying power +10.4%; rent takes 27% of take-home; state tax −$503/yr.

97 Strong offer

On the GS pay scale?

Atlanta, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; San Jose, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Atlanta, GA to San Jose, CA at the same grade and step does to real buying power.

Grade5,2Atlanta, GASan Jose, CAReal change, Atlanta → San Jose
GS-9 step 1$65,271$77,161+7.1%
GS-11 step 1$78,972$93,358+7.1%
GS-12 step 1$94,654$111,896+7.1%
GS-13 step 1$112,556$133,060+7.1%
GS-14 step 1$133,007$157,236+7.1%

Pay for common jobs

Median annual pay4Atlanta, GASan Jose, CASan Jose pay in Atlanta dollars
Elementary School Teachers, Except Special Education$76,570$102,860$93,205 (+21.7%)
Software Developers$132,960$213,110$193,106 (+45.2%)
Accountants and Auditors$85,820$121,700$110,276 (+28.5%)
Registered Nurses$100,490$216,740$196,395 (+95.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.