City comparison
Atlanta, GA vs Pensacola, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Atlanta, GA are 2.4% higher than in Pensacola, FL. Someone earning $100,000 in Pensacola, FL would need about $102,400 in Atlanta, GA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,660 a month in Atlanta, GA versus $1,257 in Pensacola, FL. On $100,000, that's 27% of take-home pay in Atlanta, GA and 19% in Pensacola, FL.
- On $100,000, estimated state income tax is about $4,567 a year higher in Atlanta, GA than in Pensacola, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −5.4% moving from Atlanta, GA to Pensacola, FL ($112,556 → $106,437), while prices change by −2.3%. Net effect of the transfer: −3.2% in real buying power.
- Atlanta, GA: price level 100.1 (about average)
- Pensacola, FL: price level 97.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Atlanta, GA | Pensacola, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.1 | 97.7 |
| $100,000 is worth, in the other city2 | $97,660 in Pensacola | $102,396 in Atlanta |
| Typical 1-bedroom rent3 | $1,660/mo | $1,257/mo |
| Take-home on $100,00014,15,8 | $74,613 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,567 (GA) | $0 (FL) |
| Rent burden on $100,000 | 27% | 19% |
| Median pay, all jobs4 | $51,170 | $46,240 |
| Federal locality pay area7 | Atlanta-Athens-Clarke County-Sandy Springs, GA-AL | Rest of U.S. |
Rent areas: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area and Pensacola-Ferry Pass-Brent, FL MSA. Metro areas: Atlanta-Sandy Springs-Roswell, GA and Pensacola-Ferry Pass-Brent, FL.
What costs more or less
| Price level (U.S. = 100) | Atlanta | Pensacola |
|---|---|---|
| Housing (rent) | 111.0 | 98.8 |
| Goods | 100.4 | 96.2 |
| Utilities | 96.2 | 88.5 |
| Other services | 96.7 | 98.9 |
| Overall | 100.1 | 97.7 |
Moving with the same $100,000 salary
Atlanta, GA → Pensacola, FL
Same pay goes further
Buying power +2.4%; rent takes 19% of take-home; state tax −$4,567/yr.
76 Strong offer
Pensacola, FL → Atlanta, GA
Same pay buys less
Buying power −2.3%; rent takes 27% of take-home; state tax +$4,567/yr.
59 Fair offer
On the GS pay scale?
Atlanta, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Pensacola, FL is in Rest of U.S.. The last column shows what a transfer from Atlanta, GA to Pensacola, FL at the same grade and step does to real buying power.
| Grade5,2 | Atlanta, GA | Pensacola, FL | Real change, Atlanta → Pensacola |
|---|---|---|---|
| GS-9 step 1 | $65,271 | $61,722 | −3.2% |
| GS-11 step 1 | $78,972 | $74,678 | −3.2% |
| GS-12 step 1 | $94,654 | $89,508 | −3.2% |
| GS-13 step 1 | $112,556 | $106,437 | −3.2% |
| GS-14 step 1 | $133,007 | $125,776 | −3.2% |
Pay for common jobs
| Median annual pay4 | Atlanta, GA | Pensacola, FL | Pensacola pay in Atlanta dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $76,570 | $50,360 | $51,566 (−32.7%) |
| Software Developers | $132,960 | $108,430 | $111,028 (−16.5%) |
| Accountants and Auditors | $85,820 | $76,410 | $78,241 (−8.8%) |
| Registered Nurses | $100,490 | $77,890 | $79,756 (−20.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.