City comparison
Atlanta, GA vs Oxnard, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Oxnard, CA are 10.5% higher than in Atlanta, GA. Someone earning $100,000 in Atlanta, GA would need about $110,500 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,660 in Atlanta, GA. On $100,000, that's 36% of take-home pay in Oxnard, CA and 27% in Atlanta, GA.
- On $100,000, estimated state income tax is about $503 a year higher in Oxnard, CA than in Atlanta, GA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +10.2% moving from Atlanta, GA to Oxnard, CA ($112,556 → $124,085), while prices change by +10.5%. Net effect of the transfer: −0.2% in real buying power.
- Atlanta, GA: price level 100.1 (about average)
- Oxnard, CA: price level 110.5 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Atlanta, GA | Oxnard, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.1 | 110.5 |
| $100,000 is worth, in the other city2 | $110,470 in Oxnard | $90,522 in Atlanta |
| Typical 1-bedroom rent3 | $1,660/mo | $2,250/mo |
| Take-home on $100,00014,15,8 | $74,613 | $74,110 |
| State income tax on $100,000 (estimate)8 | $4,567 (GA) | $5,070 (CA) |
| Rent burden on $100,000 | 27% | 36% |
| Median pay, all jobs4 | $51,170 | $52,510 |
| Federal locality pay area7 | Atlanta-Athens-Clarke County-Sandy Springs, GA-AL | Los Angeles-Long Beach, CA |
Rent areas: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area and Oxnard-Thousand Oaks-Ventura, CA MSA. Metro areas: Atlanta-Sandy Springs-Roswell, GA and Oxnard-Thousand Oaks-Ventura, CA.
What costs more or less
| Price level (U.S. = 100) | Atlanta | Oxnard |
|---|---|---|
| Housing (rent) | 111.0 | 171.1 |
| Goods | 100.4 | 105.2 |
| Utilities | 96.2 | 152.9 |
| Other services | 96.7 | 100.3 |
| Overall | 100.1 | 110.5 |
Moving with the same $100,000 salary
Atlanta, GA → Oxnard, CA
Same pay buys less
Buying power −9.5%; rent takes 36% of take-home; state tax +$503/yr.
22 Weak offer
Oxnard, CA → Atlanta, GA
Same pay goes further
Buying power +10.5%; rent takes 27% of take-home; state tax −$503/yr.
97 Strong offer
On the GS pay scale?
Atlanta, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Oxnard, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Atlanta, GA to Oxnard, CA at the same grade and step does to real buying power.
| Grade5,2 | Atlanta, GA | Oxnard, CA | Real change, Atlanta → Oxnard |
|---|---|---|---|
| GS-9 step 1 | $65,271 | $71,957 | −0.2% |
| GS-11 step 1 | $78,972 | $87,061 | −0.2% |
| GS-12 step 1 | $94,654 | $104,349 | −0.2% |
| GS-13 step 1 | $112,556 | $124,085 | −0.2% |
| GS-14 step 1 | $133,007 | $146,632 | −0.2% |
Pay for common jobs
| Median annual pay4 | Atlanta, GA | Oxnard, CA | Oxnard pay in Atlanta dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $76,570 | $99,420 | $89,997 (+17.5%) |
| Software Developers | $132,960 | $159,430 | $144,320 (+8.5%) |
| Accountants and Auditors | $85,820 | $90,340 | $81,778 (−4.7%) |
| Registered Nurses | $100,490 | $131,160 | $118,729 (+18.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.