City comparison

Ann Arbor, MI vs Riverside, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Riverside, CA are 5.5% higher than in Ann Arbor, MI. Someone earning $100,000 in Ann Arbor, MI would need about $105,500 in Riverside, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,777 a month in Riverside, CA versus $1,387 in Ann Arbor, MI. On $100,000, that's 29% of take-home pay in Riverside, CA and 22% in Ann Arbor, MI.
  • On $100,000, estimated state income tax is about $1,071 a year higher in Riverside, CA than in Ann Arbor, MI.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +5.7% moving from Ann Arbor, MI to Riverside, CA ($117,402 → $124,085), while prices change by +5.5%. Net effect of the transfer: +0.2% in real buying power.
Ann ArborRiverside
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Ann Arbor, MI: price level 100.9 (about average)
  • Riverside, CA: price level 106.4 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Ann Arbor, MIRiverside, CA
Price level (U.S. = 100)2100.9106.4
$100,000 is worth, in the other city2$105,513 in Riverside$94,775 in Ann Arbor
Typical 1-bedroom rent3$1,387/mo$1,777/mo
Take-home on $100,00014,15,8$75,181$74,110
State income tax on $100,000 (estimate)8$3,999 (MI)$5,070 (CA)
Rent burden on $100,00022%29%
Median pay, all jobs4$55,380$48,400
Federal locality pay area7Detroit-Warren-Ann Arbor, MILos Angeles-Long Beach, CA

Rent areas: Ann Arbor, MI MSA and Riverside-San Bernardino-Ontario, CA MSA. Metro areas: Ann Arbor, MI and Riverside-San Bernardino-Ontario, CA.

What costs more or less

Ann Arbor, MIRiverside, CA
Price level (U.S. = 100)Ann ArborRiverside
Housing (rent)125.3129.3
Goods93.7101.4
Utilities98.2148.6
Other services99.6101.3
Overall100.9106.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Ann Arbor, MI → Riverside, CA

Same pay buys less

Buying power −5.2%; rent takes 29% of take-home; state tax +$1,071/yr.

47 Fair offer

Riverside, CA → Ann Arbor, MI

Same pay goes further

Buying power +5.5%; rent takes 22% of take-home; state tax −$1,071/yr.

86 Strong offer

On the GS pay scale?

Ann Arbor, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Riverside, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Ann Arbor, MI to Riverside, CA at the same grade and step does to real buying power.

Grade5,2Ann Arbor, MIRiverside, CAReal change, Ann Arbor → Riverside
GS-9 step 1$68,081$71,957+0.2%
GS-11 step 1$82,372$87,061+0.2%
GS-12 step 1$98,729$104,349+0.2%
GS-13 step 1$117,402$124,085+0.2%
GS-14 step 1$138,734$146,632+0.2%

Pay for common jobs

Median annual pay4Ann Arbor, MIRiverside, CARiverside pay in Ann Arbor dollars
Elementary School Teachers, Except Special Education$64,060$98,520$93,372 (+45.8%)
Software Developers$126,830$133,270$126,306 (−0.4%)
Accountants and Auditors$80,040$83,920$79,535 (−0.6%)
Registered Nurses$103,450$133,940$126,941 (+22.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.