City comparison

Ann Arbor, MI vs Providence, RI

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Overall prices in Ann Arbor, MI (100.9) and Providence, RI (101.8, U.S. average = 100) are within 1% of each other, so $100,000 in Ann Arbor, MI goes as far as $100,900 in Providence, RI.
  • Typical 1-bedroom rents are close: $1,387 a month in Ann Arbor, MI and $1,402 in Providence, RI.
  • On $100,000, estimated state income tax is about $851 a year higher in Ann Arbor, MI than in Providence, RI.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.7% moving from Ann Arbor, MI to Providence, RI ($117,402 → $120,548), while prices change by +0.9%. Net effect of the transfer: +1.8% in real buying power.
Ann ArborProvidence
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Ann Arbor, MI: price level 100.9 (about average)
  • Providence, RI: price level 101.8 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Ann Arbor, MIProvidence, RI
Price level (U.S. = 100)2100.9101.8
$100,000 is worth, in the other city2$100,885 in Providence$99,123 in Ann Arbor
Typical 1-bedroom rent3$1,387/mo$1,402/mo
Take-home on $100,00014,15,8$75,181$76,032
State income tax on $100,000 (estimate)8$3,999 (MI)$3,148 (RI)
Rent burden on $100,00022%22%
Median pay, all jobs4$55,380$53,680
Federal locality pay area7Detroit-Warren-Ann Arbor, MIBoston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Ann Arbor, MI MSA and Providence-Fall River, RI-MA HUD Metro FMR Area. Metro areas: Ann Arbor, MI and Providence-Warwick, RI-MA.

What costs more or less

Ann Arbor, MIProvidence, RI
Price level (U.S. = 100)Ann ArborProvidence
Housing (rent)125.3103.9
Goods93.797.1
Utilities98.2148.8
Other services99.6102.3
Overall100.9101.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Ann Arbor, MI → Providence, RI

Roughly even

Buying power −0.9%; rent takes 22% of take-home; state tax −$851/yr.

66 Fair offer

Providence, RI → Ann Arbor, MI

Roughly even

Buying power +0.9%; rent takes 22% of take-home; state tax +$851/yr.

72 Strong offer

Federal employees: GS pay

Ann Arbor, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Providence, RI is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Ann Arbor, MI to Providence, RI at the same grade and step does to real buying power.

Grade5,2Ann Arbor, MIProvidence, RIReal change, Ann Arbor → Providence
GS-9 step 1$68,081$69,905+1.8%
GS-11 step 1$82,372$84,579+1.8%
GS-12 step 1$98,729$101,375+1.8%
GS-13 step 1$117,402$120,548+1.8%
GS-14 step 1$138,734$142,452+1.8%

Pay for common jobs

Median annual pay4Ann Arbor, MIProvidence, RIProvidence pay in Ann Arbor dollars
Information Security Analysts$105,010$109,940$108,975 (+3.8%)
Software Developers$126,830$130,690$129,543 (+2.1%)
Accountants and Auditors$80,040$95,020$94,186 (+17.7%)
Registered Nurses$103,450$99,880$99,004 (−4.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.