City comparison

Ann Arbor, MI vs Omaha, NE

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Ann Arbor, MI are 9.8% higher than in Omaha, NE. Someone earning $100,000 in Omaha, NE would need about $109,800 in Ann Arbor, MI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,387 a month in Ann Arbor, MI versus $1,148 in Omaha, NE. On $100,000, that's 22% of take-home pay in Ann Arbor, MI and 18% in Omaha, NE.
  • On $100,000, estimated state income tax is about $329 a year higher in Ann Arbor, MI than in Omaha, NE.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −8.4% moving from Ann Arbor, MI to Omaha, NE ($117,402 → $107,501), while prices change by −8.9%. Net effect of the transfer: +0.5% in real buying power.
Ann ArborOmaha
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Ann Arbor, MI: price level 100.9 (about average)
  • Omaha, NE: price level 91.9 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Ann Arbor, MIOmaha, NE
Price level (U.S. = 100)2100.991.9
$100,000 is worth, in the other city2$91,109 in Omaha$109,758 in Ann Arbor
Typical 1-bedroom rent3$1,387/mo$1,148/mo
Take-home on $100,00014,15,8$75,181$75,510
State income tax on $100,000 (estimate)8$3,999 (MI)$3,670 (NE)
Rent burden on $100,00022%18%
Median pay, all jobs4$55,380$49,660
Federal locality pay area7Detroit-Warren-Ann Arbor, MIOmaha-Council Bluffs-Fremont, NE-IA

Rent areas: Ann Arbor, MI MSA and Omaha-Council Bluffs, NE-IA HUD Metro FMR Area. Metro areas: Ann Arbor, MI and Omaha, NE-IA.

What costs more or less

Ann Arbor, MIOmaha, NE
Price level (U.S. = 100)Ann ArborOmaha
Housing (rent)125.386.4
Goods93.794.1
Utilities98.276.4
Other services99.693.0
Overall100.991.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Ann Arbor, MI → Omaha, NE

Same pay goes further

Buying power +9.8%; rent takes 18% of take-home; state tax −$329/yr.

99 Strong offer

Omaha, NE → Ann Arbor, MI

Same pay buys less

Buying power −8.9%; rent takes 22% of take-home; state tax +$329/yr.

41 Weak offer

On the GS pay scale?

Ann Arbor, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Omaha, NE is in Omaha-Council Bluffs-Fremont, NE-IA. The last column shows what a transfer from Ann Arbor, MI to Omaha, NE at the same grade and step does to real buying power.

Grade5,2Ann Arbor, MIOmaha, NEReal change, Ann Arbor → Omaha
GS-9 step 1$68,081$62,339+0.5%
GS-11 step 1$82,372$75,425+0.5%
GS-12 step 1$98,729$90,402+0.5%
GS-13 step 1$117,402$107,501+0.5%
GS-14 step 1$138,734$127,033+0.5%

Pay for common jobs

Median annual pay4Ann Arbor, MIOmaha, NEOmaha pay in Ann Arbor dollars
Elementary School Teachers, Except Special Education$64,060$62,670$68,786 (+7.4%)
Software Developers$126,830$125,220$137,439 (+8.4%)
Accountants and Auditors$80,040$77,030$84,547 (+5.6%)
Registered Nurses$103,450$84,600$92,856 (−10.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.