City comparison

Ann Arbor, MI vs Ogden, UT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Ann Arbor, MI (100.9) and Ogden, UT (100.3, U.S. average = 100) are within 1% of each other, so $100,000 in Ann Arbor, MI goes as far as $99,500 in Ogden, UT.
  • Rent is the bigger story: a typical 1-bedroom costs $1,387 a month in Ann Arbor, MI versus $1,281 in Ogden, UT. On $100,000, that's 22% of take-home pay in Ann Arbor, MI and 20% in Ogden, UT.
  • On $100,000, estimated state income tax is about $465 a year higher in Ann Arbor, MI than in Ogden, UT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Ann Arbor, MI to Ogden, UT ($117,402 → $106,437), while prices change by −0.5%. Net effect of the transfer: −8.9% in real buying power.
Ann ArborOgden
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Ann Arbor, MI: price level 100.9 (about average)
  • Ogden, UT: price level 100.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Ann Arbor, MIOgden, UT
Price level (U.S. = 100)2100.9100.3
$100,000 is worth, in the other city2$99,474 in Ogden$100,529 in Ann Arbor
Typical 1-bedroom rent3$1,387/mo$1,281/mo
Take-home on $100,00014,15,8$75,181$75,646
State income tax on $100,000 (estimate)8$3,999 (MI)$3,534 (UT)
Rent burden on $100,00022%20%
Median pay, all jobs4$55,380$48,900
Federal locality pay area7Detroit-Warren-Ann Arbor, MIRest of U.S.

Rent areas: Ann Arbor, MI MSA and Ogden, UT MSA. Metro areas: Ann Arbor, MI and Ogden, UT.

What costs more or less

Ann Arbor, MIOgden, UT
Price level (U.S. = 100)Ann ArborOgden
Housing (rent)125.3117.9
Goods93.796.4
Utilities98.278.8
Other services99.699.0
Overall100.9100.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Ann Arbor, MI → Ogden, UT

Roughly even

Buying power +0.5%; rent takes 20% of take-home; state tax −$465/yr.

70 Strong offer

Ogden, UT → Ann Arbor, MI

Roughly even

Buying power −0.5%; rent takes 22% of take-home; state tax +$465/yr.

67 Fair offer

On the GS pay scale?

Ann Arbor, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Ogden, UT is in Rest of U.S.. The last column shows what a transfer from Ann Arbor, MI to Ogden, UT at the same grade and step does to real buying power.

Grade5,2Ann Arbor, MIOgden, UTReal change, Ann Arbor → Ogden
GS-9 step 1$68,081$61,722−8.9%
GS-11 step 1$82,372$74,678−8.9%
GS-12 step 1$98,729$89,508−8.9%
GS-13 step 1$117,402$106,437−8.9%
GS-14 step 1$138,734$125,776−8.9%

Pay for common jobs

Median annual pay4Ann Arbor, MIOgden, UTOgden pay in Ann Arbor dollars
Elementary School Teachers, Except Special Education$64,060$63,910$64,248 (+0.3%)
Software Developers$126,830$109,880$110,461 (−12.9%)
Accountants and Auditors$80,040$82,010$82,444 (+3.0%)
Registered Nurses$103,450$81,840$82,273 (−20.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.