City comparison
Ann Arbor, MI vs Miami, FL
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Miami, FL are 13.2% higher than in Ann Arbor, MI. Someone earning $100,000 in Ann Arbor, MI would need about $113,200 in Miami, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $1,387 in Ann Arbor, MI. On $100,000, that's 30% of take-home pay in Miami, FL and 22% in Ann Arbor, MI.
- On $100,000, estimated state income tax is about $3,999 a year higher in Ann Arbor, MI than in Miami, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −3.4% moving from Ann Arbor, MI to Miami, FL ($117,402 → $113,356), while prices change by +13.2%. Net effect of the transfer: −14.7% in real buying power.
- Ann Arbor, MI: price level 100.9 (about average)
- Miami, FL: price level 114.2 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ann Arbor, MI | Miami, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.9 | 114.2 |
| $100,000 is worth, in the other city2 | $113,159 in Miami | $88,371 in Ann Arbor |
| Typical 1-bedroom rent3 | $1,387/mo | $1,995/mo |
| Take-home on $100,00014,15,8 | $75,181 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $0 (FL) |
| Rent burden on $100,000 | 22% | 30% |
| Median pay, all jobs4 | $55,380 | $48,640 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Miami-Port St. Lucie-Fort Lauderdale, FL |
Rent areas: Ann Arbor, MI MSA and Miami-Miami Beach-Kendall, FL HUD Metro FMR Area. Metro areas: Ann Arbor, MI and Miami-Fort Lauderdale-West Palm Beach, FL.
What costs more or less
| Price level (U.S. = 100) | Ann Arbor | Miami |
|---|---|---|
| Housing (rent) | 125.3 | 155.6 |
| Goods | 93.7 | 103.6 |
| Utilities | 98.2 | 97.2 |
| Other services | 99.6 | 109.1 |
| Overall | 100.9 | 114.2 |
Moving with the same $100,000 salary
Ann Arbor, MI → Miami, FL
Same pay buys less
Buying power −11.6%; rent takes 30% of take-home; state tax −$3,999/yr.
30 Weak offer
Miami, FL → Ann Arbor, MI
Same pay goes further
Buying power +13.2%; rent takes 22% of take-home; state tax +$3,999/yr.
100 Strong offer
Federal employees: GS pay
Ann Arbor, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Miami, FL is in Miami-Port St. Lucie-Fort Lauderdale, FL. The last column shows what a transfer from Ann Arbor, MI to Miami, FL at the same grade and step does to real buying power.
| Grade5,2 | Ann Arbor, MI | Miami, FL | Real change, Ann Arbor → Miami |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $65,735 | −14.7% |
| GS-11 step 1 | $82,372 | $79,533 | −14.7% |
| GS-12 step 1 | $98,729 | $95,326 | −14.7% |
| GS-13 step 1 | $117,402 | $113,356 | −14.7% |
| GS-14 step 1 | $138,734 | $133,953 | −14.7% |
Pay for common jobs
| Median annual pay4 | Ann Arbor, MI | Miami, FL | Miami pay in Ann Arbor dollars |
|---|---|---|---|
| Information Security Analysts | $105,010 | $125,310 | $110,738 (+5.5%) |
| Software Developers | $126,830 | $132,650 | $117,224 (−7.6%) |
| Accountants and Auditors | $80,040 | $80,920 | $71,510 (−10.7%) |
| Registered Nurses | $103,450 | $91,380 | $80,753 (−21.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.