City comparison

Ann Arbor, MI vs Bakersfield, CA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Overall prices in Ann Arbor, MI (100.9) and Bakersfield, CA (100.9, U.S. average = 100) are within 1% of each other, so $100,000 in Ann Arbor, MI goes as far as $100,000 in Bakersfield, CA.
  • Rent is the bigger story: a typical 1-bedroom costs $1,387 a month in Ann Arbor, MI versus $1,140 in Bakersfield, CA. On $100,000, that's 22% of take-home pay in Ann Arbor, MI and 18% in Bakersfield, CA.
  • On $100,000, estimated state income tax is about $1,071 a year higher in Bakersfield, CA than in Ann Arbor, MI.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +5.7% moving from Ann Arbor, MI to Bakersfield, CA ($117,402 → $124,085), while prices change by +0.0%. Net effect of the transfer: +5.7% in real buying power.
Ann ArborBakersfield
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Ann Arbor, MI: price level 100.9 (about average)
  • Bakersfield, CA: price level 100.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Ann Arbor, MIBakersfield, CA
Price level (U.S. = 100)2100.9100.9
$100,000 is worth, in the other city2$100,006 in Bakersfield$99,994 in Ann Arbor
Typical 1-bedroom rent3$1,387/mo$1,140/mo
Take-home on $100,00014,15,8$75,181$74,110
State income tax on $100,000 (estimate)8$3,999 (MI)$5,070 (CA)
Rent burden on $100,00022%18%
Median pay, all jobs4$55,380$47,470
Federal locality pay area7Detroit-Warren-Ann Arbor, MILos Angeles-Long Beach, CA

Rent areas: Ann Arbor, MI MSA and Bakersfield-Delano, CA MSA. Metro areas: Ann Arbor, MI and Bakersfield-Delano, CA.

What costs more or less

Ann Arbor, MIBakersfield, CA
Price level (U.S. = 100)Ann ArborBakersfield
Housing (rent)125.390.3
Goods93.7105.2
Utilities98.2158.3
Other services99.6100.3
Overall100.9100.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Ann Arbor, MI → Bakersfield, CA

Roughly even

Buying power −0.0%; rent takes 18% of take-home; state tax +$1,071/yr.

69 Fair offer

Bakersfield, CA → Ann Arbor, MI

Roughly even

Buying power +0.0%; rent takes 22% of take-home; state tax −$1,071/yr.

69 Fair offer

Federal employees: GS pay

Ann Arbor, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Bakersfield, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Ann Arbor, MI to Bakersfield, CA at the same grade and step does to real buying power.

Grade5,2Ann Arbor, MIBakersfield, CAReal change, Ann Arbor → Bakersfield
GS-9 step 1$68,081$71,957+5.7%
GS-11 step 1$82,372$87,061+5.7%
GS-12 step 1$98,729$104,349+5.7%
GS-13 step 1$117,402$124,085+5.7%
GS-14 step 1$138,734$146,632+5.7%

Pay for common jobs

Median annual pay4Ann Arbor, MIBakersfield, CABakersfield pay in Ann Arbor dollars
Information Security Analysts$105,010$108,020$108,014 (+2.9%)
Software Developers$126,830$130,330$130,322 (+2.8%)
Accountants and Auditors$80,040$79,620$79,615 (−0.5%)
Registered Nurses$103,450$128,810$128,802 (+24.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.