City comparison
Allentown, PA vs Naples, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 3.2% higher than in Allentown, PA. Someone earning $100,000 in Allentown, PA would need about $103,200 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,341 in Allentown, PA. On $100,000, that's 27% of take-home pay in Naples, FL and 21% in Allentown, PA.
- On $100,000, estimated state income tax is about $3,070 a year higher in Allentown, PA than in Naples, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from Allentown, PA to Naples, FL ($125,431 → $106,437), while prices change by +3.2%. Net effect of the transfer: −17.8% in real buying power.
- Allentown, PA: price level 100.0 (about average)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Allentown, PA | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.0 | 103.2 |
| $100,000 is worth, in the other city2 | $103,233 in Naples | $96,868 in Allentown |
| Typical 1-bedroom rent3 | $1,341/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $76,110 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,070 (PA) | $0 (FL) |
| Rent burden on $100,000 | 21% | 27% |
| Median pay, all jobs4 | $48,990 | $47,800 |
| Federal locality pay area7 | New York-Newark, NY-NJ-CT-PA | Rest of U.S. |
Rent areas: Allentown-Bethlehem-Easton, PA HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: Allentown-Bethlehem-Easton, PA-NJ and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | Allentown | Naples |
|---|---|---|
| Housing (rent) | 105.5 | 129.4 |
| Goods | 100.6 | 96.2 |
| Utilities | 107.6 | 87.8 |
| Other services | 97.8 | 98.9 |
| Overall | 100.0 | 103.2 |
Moving with the same $100,000 salary
Allentown, PA → Naples, FL
Same pay buys less
Buying power −3.1%; rent takes 27% of take-home; state tax −$3,070/yr.
56 Fair offer
Naples, FL → Allentown, PA
Same pay goes further
Buying power +3.2%; rent takes 21% of take-home; state tax +$3,070/yr.
79 Strong offer
On the GS pay scale?
Allentown, PA is in the New York-Newark, NY-NJ-CT-PA pay area; Naples, FL is in Rest of U.S.. The last column shows what a transfer from Allentown, PA to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | Allentown, PA | Naples, FL | Real change, Allentown → Naples |
|---|---|---|---|
| GS-9 step 1 | $72,737 | $61,722 | −17.8% |
| GS-11 step 1 | $88,005 | $74,678 | −17.8% |
| GS-12 step 1 | $105,481 | $89,508 | −17.8% |
| GS-13 step 1 | $125,431 | $106,437 | −17.8% |
| GS-14 step 1 | $148,222 | $125,776 | −17.8% |
Pay for common jobs
| Median annual pay4 | Allentown, PA | Naples, FL | Naples pay in Allentown dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $79,040 | $60,470 | $58,576 (−25.9%) |
| Software Developers | $122,930 | $130,730 | $126,636 (+3.0%) |
| Accountants and Auditors | $78,430 | $84,570 | $81,921 (+4.5%) |
| Registered Nurses | $101,440 | $93,330 | $90,407 (−10.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.