City comparison

Albuquerque, NM vs Cleveland, OH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Albuquerque, NM are 1.7% higher than in Cleveland, OH. Someone earning $100,000 in Cleveland, OH would need about $101,700 in Albuquerque, NM to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,185 a month in Albuquerque, NM versus $1,058 in Cleveland, OH. On $100,000, that's 19% of take-home pay in Albuquerque, NM and 16% in Cleveland, OH.
  • On $100,000, estimated state income tax is about $1,601 a year higher in Albuquerque, NM than in Cleveland, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +3.3% moving from Albuquerque, NM to Cleveland, OH ($107,592 → $111,138), while prices change by −1.7%. Net effect of the transfer: +5.1% in real buying power.
AlbuquerqueCleveland
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Albuquerque, NM: price level 95.5 (cheaper)
  • Cleveland, OH: price level 93.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Albuquerque, NMCleveland, OH
Price level (U.S. = 100)295.593.9
$100,000 is worth, in the other city2$98,301 in Cleveland$101,728 in Albuquerque
Typical 1-bedroom rent3$1,185/mo$1,058/mo
Take-home on $100,00014,15,8$75,611$77,212
State income tax on $100,000 (estimate)8$3,569 (NM)$1,968 (OH)
Rent burden on $100,00019%16%
Median pay, all jobs4$48,060$50,140
Federal locality pay area7Albuquerque-Santa Fe-Las Vegas, NMCleveland-Akron-Canton, OH-PA

Rent areas: Albuquerque, NM MSA and Cleveland, OH HUD Metro FMR Area. Metro areas: Albuquerque, NM and Cleveland, OH.

What costs more or less

Albuquerque, NMCleveland, OH
Price level (U.S. = 100)AlbuquerqueCleveland
Housing (rent)89.279.4
Goods96.193.6
Utilities77.996.0
Other services98.598.9
Overall95.593.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Albuquerque, NM → Cleveland, OH

Roughly even

Buying power +1.7%; rent takes 16% of take-home; state tax −$1,601/yr.

74 Strong offer

Cleveland, OH → Albuquerque, NM

Roughly even

Buying power −1.7%; rent takes 19% of take-home; state tax +$1,601/yr.

63 Fair offer

On the GS pay scale?

Albuquerque, NM is in the Albuquerque-Santa Fe-Las Vegas, NM pay area; Cleveland, OH is in Cleveland-Akron-Canton, OH-PA. The last column shows what a transfer from Albuquerque, NM to Cleveland, OH at the same grade and step does to real buying power.

Grade5,2Albuquerque, NMCleveland, OHReal change, Albuquerque → Cleveland
GS-9 step 1$62,392$64,448+5.1%
GS-11 step 1$75,489$77,977+5.1%
GS-12 step 1$90,479$93,461+5.1%
GS-13 step 1$107,592$111,138+5.1%
GS-14 step 1$127,141$131,331+5.1%

Pay for common jobs

Median annual pay4Albuquerque, NMCleveland, OHCleveland pay in Albuquerque dollars
Elementary School Teachers, Except Special Education$75,520$76,470$77,791 (+3.0%)
Software Developers$123,700$111,310$113,233 (−8.5%)
Accountants and Auditors$79,880$80,000$81,382 (+1.9%)
Registered Nurses$96,040$83,940$85,390 (−11.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.