City comparison

Utica, NY vs Vallejo, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Vallejo, CA are 17.0% higher than in Utica, NY. Someone earning $100,000 in Utica, NY would need about $117,000 in Vallejo, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,705 a month in Vallejo, CA versus $926 in Utica, NY. On $100,000, that's 28% of take-home pay in Vallejo, CA and 15% in Utica, NY.
  • Estimated state income tax on $100,000 is close: $4,860 a year in NY and $5,070 in CA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +25.0% moving from Utica, NY to Vallejo, CA ($106,437 → $133,060), while prices change by +17.0%. Net effect of the transfer: +6.8% in real buying power.
UticaVallejo
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Utica, NY: price level 92.7 (cheaper)
  • Vallejo, CA: price level 108.5 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Utica, NYVallejo, CA
Price level (U.S. = 100)292.7108.5
$100,000 is worth, in the other city2$117,049 in Vallejo$85,434 in Utica
Typical 1-bedroom rent3$926/mo$1,705/mo
Take-home on $100,00014,15,8$74,320$74,110
State income tax on $100,000 (estimate)8$4,860 (NY)$5,070 (CA)
Rent burden on $100,00015%28%
Median pay, all jobs4$48,970$58,620
Federal locality pay area7Rest of U.S.San Jose-San Francisco-Oakland, CA

Rent areas: Utica-Rome, NY MSA and Vallejo, CA MSA. Metro areas: Utica-Rome, NY and Vallejo, CA.

What costs more or less

Utica, NYVallejo, CA
Price level (U.S. = 100)UticaVallejo
Housing (rent)66.1142.0
Goods99.7105.2
Utilities131.9155.0
Other services97.8100.3
Overall92.7108.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Utica, NY → Vallejo, CA

Same pay buys less

Buying power −14.6%; rent takes 28% of take-home; state tax +$211/yr.

34 Weak offer

Vallejo, CA → Utica, NY

Same pay goes further

Buying power +17.0%; rent takes 15% of take-home; state tax −$211/yr.

100 Strong offer

On the GS pay scale?

Utica, NY is in the Rest of U.S. pay area; Vallejo, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Utica, NY to Vallejo, CA at the same grade and step does to real buying power.

Grade5,2Utica, NYVallejo, CAReal change, Utica → Vallejo
GS-9 step 1$61,722$77,161+6.8%
GS-11 step 1$74,678$93,358+6.8%
GS-12 step 1$89,508$111,896+6.8%
GS-13 step 1$106,437$133,060+6.8%
GS-14 step 1$125,776$157,236+6.8%

Pay for common jobs

Median annual pay4Utica, NYVallejo, CAVallejo pay in Utica dollars
Elementary School Teachers, Except Special Education$77,010$100,790$86,109 (+11.8%)
Software Developers$113,390$136,930$116,985 (+3.2%)
Accountants and Auditors$79,830$95,800$81,846 (+2.5%)
Registered Nurses$94,300$203,290$173,679 (+84.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.