City comparison

Urban Honolulu, HI vs Visalia, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 11.2% higher than in Visalia, CA. Someone earning $100,000 in Visalia, CA would need about $111,200 in Urban Honolulu, HI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,123 in Visalia, CA. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 18% in Visalia, CA.
  • On $100,000, estimated state income tax is about $999 a year higher in Urban Honolulu, HI than in Visalia, CA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −3.7% moving from Urban Honolulu, HI to Visalia, CA ($111,119 → $106,973), while prices change by −10.0%. Net effect of the transfer: +7.0% in real buying power.
Urban HonoluluVisalia
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Urban Honolulu, HI: price level 111.0 (much pricier)
  • Visalia, CA: price level 99.8 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Urban Honolulu, HIVisalia, CA
Price level (U.S. = 100)2111.099.8
$100,000 is worth, in the other city2$89,964 in Visalia$111,156 in Urban Honolulu
Typical 1-bedroom rent3$2,016/mo$1,123/mo
Take-home on $100,00014,15,8$73,110$74,110
State income tax on $100,000 (estimate)8$6,070 (HI)$5,070 (CA)
Rent burden on $100,00033%18%
Median pay, all jobs4$57,220$45,130
Federal locality pay area7State of HawaiiFresno-Madera-Hanford, CA

Rent areas: Urban Honolulu, HI MSA and Visalia, CA MSA. Metro areas: Urban Honolulu, HI and Visalia, CA.

What costs more or less

Urban Honolulu, HIVisalia, CA
Price level (U.S. = 100)Urban HonoluluVisalia
Housing (rent)135.584.1
Goods111.6105.2
Utilities187.3156.4
Other services102.9100.3
Overall111.099.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Urban Honolulu, HI → Visalia, CA

Same pay goes further

Buying power +11.2%; rent takes 18% of take-home; state tax −$999/yr.

100 Strong offer

Visalia, CA → Urban Honolulu, HI

Same pay buys less

Buying power −10.0%; rent takes 33% of take-home; state tax +$999/yr.

25 Weak offer

On the GS pay scale?

Urban Honolulu, HI is in the State of Hawaii pay area; Visalia, CA is in Fresno-Madera-Hanford, CA. The last column shows what a transfer from Urban Honolulu, HI to Visalia, CA at the same grade and step does to real buying power.

Grade5,2Urban Honolulu, HIVisalia, CAReal change, Urban Honolulu → Visalia
GS-9 step 1$64,438$62,033+7.0%
GS-11 step 1$77,964$75,055+7.0%
GS-12 step 1$93,445$89,959+7.0%
GS-13 step 1$111,119$106,973+7.0%
GS-14 step 1$131,310$126,410+7.0%

Pay for common jobs

Median annual pay4Urban Honolulu, HIVisalia, CAVisalia pay in Urban Honolulu dollars
Elementary School Teachers, Except Special Education$73,080$98,430$109,410 (+49.7%)
Software Developers$120,230$126,170$140,245 (+16.6%)
Accountants and Auditors$74,990$79,400$88,257 (+17.7%)
Registered Nurses$139,260$125,180$139,144 (−0.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.