City comparison
Toledo, OH vs York, PA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in York, PA are 5.0% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $105,000 in York, PA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,060 a month in York, PA versus $820 in Toledo, OH. On $100,000, that's 17% of take-home pay in York, PA and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,102 a year higher in York, PA than in Toledo, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by +14.4% moving from Toledo, OH to York, PA ($106,437 → $121,785), while prices change by +5.0%. Net effect of the transfer: +9.0% in real buying power.
- Toledo, OH: price level 91.5 (much cheaper)
- York, PA: price level 96.0 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Toledo, OH | York, PA | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.5 | 96.0 |
| $100,000 is worth, in the other city2 | $104,970 in York | $95,266 in Toledo |
| Typical 1-bedroom rent3 | $820/mo | $1,060/mo |
| Take-home on $100,00014,15,8 | $77,212 | $76,110 |
| State income tax on $100,000 (estimate)8 | $1,968 (OH) | $3,070 (PA) |
| Rent burden on $100,000 | 13% | 17% |
| Median pay, all jobs4 | $48,220 | $48,170 |
| Federal locality pay area7 | Rest of U.S. | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
Rent areas: Toledo, OH MSA and York-Hanover, PA MSA. Metro areas: Toledo, OH and York-Hanover, PA.
What costs more or less
| Price level (U.S. = 100) | Toledo | York |
|---|---|---|
| Housing (rent) | 67.3 | 79.8 |
| Goods | 93.6 | 100.7 |
| Utilities | 96.3 | 107.0 |
| Other services | 98.9 | 97.7 |
| Overall | 91.5 | 96.0 |
Moving with the same $100,000 salary
Toledo, OH → York, PA
Same pay buys less
Buying power −4.7%; rent takes 17% of take-home; state tax +$1,102/yr.
54 Fair offer
York, PA → Toledo, OH
Same pay goes further
Buying power +5.0%; rent takes 13% of take-home; state tax −$1,102/yr.
84 Strong offer
On the GS pay scale?
Toledo, OH is in the Rest of U.S. pay area; York, PA is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from Toledo, OH to York, PA at the same grade and step does to real buying power.
| Grade5,2 | Toledo, OH | York, PA | Real change, Toledo → York |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $70,623 | +9.0% |
| GS-11 step 1 | $74,678 | $85,447 | +9.0% |
| GS-12 step 1 | $89,508 | $102,415 | +9.0% |
| GS-13 step 1 | $106,437 | $121,785 | +9.0% |
| GS-14 step 1 | $125,776 | $143,913 | +9.0% |
Pay for common jobs
| Median annual pay4 | Toledo, OH | York, PA | York pay in Toledo dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,250 | $79,730 | $75,955 (+20.1%) |
| Software Developers | $104,360 | $114,600 | $109,174 (+4.6%) |
| Accountants and Auditors | $77,400 | $75,160 | $71,602 (−7.5%) |
| Registered Nurses | $81,050 | $96,210 | $91,655 (+13.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.