City comparison

Stockton, CA vs Worcester, MA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Stockton, CA are 2.5% higher than in Worcester, MA. Someone earning $100,000 in Worcester, MA would need about $102,500 in Stockton, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,599 a month in Worcester, MA versus $1,395 in Stockton, CA. On $100,000, that's 26% of take-home pay in Worcester, MA and 23% in Stockton, CA.
  • On $100,000, estimated state income tax is about $290 a year higher in Stockton, CA than in Worcester, MA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.4% moving from Stockton, CA to Worcester, MA ($133,060 → $120,548), while prices change by −2.4%. Net effect of the transfer: −7.1% in real buying power.
StocktonWorcester
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Stockton, CA: price level 105.1 (pricier)
  • Worcester, MA: price level 102.5 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Stockton, CAWorcester, MA
Price level (U.S. = 100)2105.1102.5
$100,000 is worth, in the other city2$97,558 in Worcester$102,503 in Stockton
Typical 1-bedroom rent3$1,395/mo$1,599/mo
Take-home on $100,00014,15,8$74,110$74,400
State income tax on $100,000 (estimate)8$5,070 (CA)$4,780 (MA)
Rent burden on $100,00023%26%
Median pay, all jobs4$48,990$57,830
Federal locality pay area7San Jose-San Francisco-Oakland, CABoston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Stockton-Lodi, CA MSA and Worcester, MA HUD Metro FMR Area. Metro areas: Stockton-Lodi, CA and Worcester, MA.

What costs more or less

Stockton, CAWorcester, MA
Price level (U.S. = 100)StocktonWorcester
Housing (rent)115.6113.0
Goods105.297.0
Utilities158.2155.2
Other services100.3101.2
Overall105.1102.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Stockton, CA → Worcester, MA

Same pay goes further

Buying power +2.5%; rent takes 26% of take-home; state tax −$290/yr.

75 Strong offer

Worcester, MA → Stockton, CA

Same pay buys less

Buying power −2.4%; rent takes 23% of take-home; state tax +$290/yr.

61 Fair offer

On the GS pay scale?

Stockton, CA is in the San Jose-San Francisco-Oakland, CA pay area; Worcester, MA is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Stockton, CA to Worcester, MA at the same grade and step does to real buying power.

Grade5,2Stockton, CAWorcester, MAReal change, Stockton → Worcester
GS-9 step 1$77,161$69,905−7.1%
GS-11 step 1$93,358$84,579−7.1%
GS-12 step 1$111,896$101,375−7.1%
GS-13 step 1$133,060$120,548−7.1%
GS-14 step 1$157,236$142,452−7.1%

Pay for common jobs

Median annual pay4Stockton, CAWorcester, MAWorcester pay in Stockton dollars
Elementary School Teachers, Except Special Education$97,400$82,810$84,883 (−12.9%)
Software Developers$138,550$146,950$150,628 (+8.7%)
Accountants and Auditors$83,570$94,070$96,424 (+15.4%)
Registered Nurses$134,580$100,240$102,749 (−23.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.