City comparison

Stockton, CA vs Urban Honolulu, HI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 5.6% higher than in Stockton, CA. Someone earning $100,000 in Stockton, CA would need about $105,600 in Urban Honolulu, HI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,395 in Stockton, CA. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 23% in Stockton, CA.
  • On $100,000, estimated state income tax is about $999 a year higher in Urban Honolulu, HI than in Stockton, CA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −16.5% moving from Stockton, CA to Urban Honolulu, HI ($133,060 → $111,119), while prices change by +5.6%. Net effect of the transfer: −20.9% in real buying power.
StocktonUrban Honolulu
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Stockton, CA: price level 105.1 (pricier)
  • Urban Honolulu, HI: price level 111.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Stockton, CAUrban Honolulu, HI
Price level (U.S. = 100)2105.1111.0
$100,000 is worth, in the other city2$105,588 in Urban Honolulu$94,708 in Stockton
Typical 1-bedroom rent3$1,395/mo$2,016/mo
Take-home on $100,00014,15,8$74,110$73,110
State income tax on $100,000 (estimate)8$5,070 (CA)$6,070 (HI)
Rent burden on $100,00023%33%
Median pay, all jobs4$48,990$57,220
Federal locality pay area7San Jose-San Francisco-Oakland, CAState of Hawaii

Rent areas: Stockton-Lodi, CA MSA and Urban Honolulu, HI MSA. Metro areas: Stockton-Lodi, CA and Urban Honolulu, HI.

What costs more or less

Stockton, CAUrban Honolulu, HI
Price level (U.S. = 100)StocktonUrban Honolulu
Housing (rent)115.6135.5
Goods105.2111.6
Utilities158.2187.3
Other services100.3102.9
Overall105.1111.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Stockton, CA → Urban Honolulu, HI

Same pay buys less

Buying power −5.3%; rent takes 33% of take-home; state tax +$999/yr.

40 Weak offer

Urban Honolulu, HI → Stockton, CA

Same pay goes further

Buying power +5.6%; rent takes 23% of take-home; state tax −$999/yr.

86 Strong offer

On the GS pay scale?

Stockton, CA is in the San Jose-San Francisco-Oakland, CA pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from Stockton, CA to Urban Honolulu, HI at the same grade and step does to real buying power.

Grade5,2Stockton, CAUrban Honolulu, HIReal change, Stockton → Urban Honolulu
GS-9 step 1$77,161$64,438−20.9%
GS-11 step 1$93,358$77,964−20.9%
GS-12 step 1$111,896$93,445−20.9%
GS-13 step 1$133,060$111,119−20.9%
GS-14 step 1$157,236$131,310−20.9%

Pay for common jobs

Median annual pay4Stockton, CAUrban Honolulu, HIUrban Honolulu pay in Stockton dollars
Elementary School Teachers, Except Special Education$97,400$73,080$69,213 (−28.9%)
Software Developers$138,550$120,230$113,867 (−17.8%)
Accountants and Auditors$83,570$74,990$71,022 (−15.0%)
Registered Nurses$134,580$139,260$131,890 (−2.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.