City comparison

St. Louis, MO vs York, PA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Overall prices in St. Louis, MO (95.1) and York, PA (96.0, U.S. average = 100) are within 1% of each other, so $100,000 in St. Louis, MO goes as far as $101,000 in York, PA.
  • Rent is the bigger story: a typical 1-bedroom costs $1,060 a month in York, PA versus $995 in St. Louis, MO. On $100,000, that's 17% of take-home pay in York, PA and 16% in St. Louis, MO.
  • On $100,000, estimated state income tax is about $693 a year higher in St. Louis, MO than in York, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +11.6% moving from St. Louis, MO to York, PA ($109,137 → $121,785), while prices change by +1.0%. Net effect of the transfer: +10.5% in real buying power.
St. LouisYork
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • St. Louis, MO: price level 95.1 (cheaper)
  • York, PA: price level 96.0 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

St. Louis, MOYork, PA
Price level (U.S. = 100)295.196.0
$100,000 is worth, in the other city2$100,959 in York$99,050 in St. Louis
Typical 1-bedroom rent3$995/mo$1,060/mo
Take-home on $100,00014,15,8$75,417$76,110
State income tax on $100,000 (estimate)8$3,763 (MO)$3,070 (PA)
Rent burden on $100,00016%17%
Median pay, all jobs4$49,990$48,170
Federal locality pay area7St. Louis-St. Charles-Farmington, MO-ILWashington-Baltimore-Arlington, DC-MD-VA-WV-PA

Rent areas: St. Louis, MO-IL HUD Metro FMR Area and York-Hanover, PA MSA. Metro areas: St. Louis, MO-IL and York-Hanover, PA.

What costs more or less

St. Louis, MOYork, PA
Price level (U.S. = 100)St. LouisYork
Housing (rent)79.079.8
Goods100.0100.7
Utilities69.9107.0
Other services98.697.7
Overall95.196.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

St. Louis, MO → York, PA

Roughly even

Buying power −1.0%; rent takes 17% of take-home; state tax −$693/yr.

66 Fair offer

York, PA → St. Louis, MO

Roughly even

Buying power +1.0%; rent takes 16% of take-home; state tax +$693/yr.

72 Strong offer

Federal employees: GS pay

St. Louis, MO is in the St. Louis-St. Charles-Farmington, MO-IL pay area; York, PA is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from St. Louis, MO to York, PA at the same grade and step does to real buying power.

Grade5,2St. Louis, MOYork, PAReal change, St. Louis → York
GS-9 step 1$63,288$70,623+10.5%
GS-11 step 1$76,573$85,447+10.5%
GS-12 step 1$91,779$102,415+10.5%
GS-13 step 1$109,137$121,785+10.5%
GS-14 step 1$128,967$143,913+10.5%

Pay for common jobs

Median annual pay4St. Louis, MOYork, PAYork pay in St. Louis dollars
Information Security Analysts$106,420$91,790$90,918 (−14.6%)
Software Developers$129,030$114,600$113,511 (−12.0%)
Accountants and Auditors$78,880$75,160$74,446 (−5.6%)
Registered Nurses$83,180$96,210$95,296 (+14.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.