City comparison

Springfield, MO vs Washington, DC

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Washington, DC are 22.9% higher than in Springfield, MO. Someone earning $100,000 in Springfield, MO would need about $122,900 in Washington, DC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,015 a month in Washington, DC versus $883 in Springfield, MO. On $100,000, that's 33% of take-home pay in Washington, DC and 14% in Springfield, MO.
  • On $100,000, estimated state income tax is about $1,769 a year higher in Washington, DC than in Springfield, MO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +14.4% moving from Springfield, MO to Washington, DC ($106,437 → $121,785), while prices change by +22.9%. Net effect of the transfer: −6.9% in real buying power.
SpringfieldWashington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Springfield, MO: price level 88.6 (much cheaper)
  • Washington, DC: price level 108.9 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Springfield, MOWashington, DC
Price level (U.S. = 100)288.6108.9
$100,000 is worth, in the other city2$122,915 in Washington$81,357 in Springfield
Typical 1-bedroom rent3$883/mo$2,015/mo
Take-home on $100,00014,15,8$75,417$73,649
State income tax on $100,000 (estimate)8$3,763 (MO)$5,532 (DC)
Rent burden on $100,00014%33%
Median pay, all jobs4$45,780$71,060
Federal locality pay area7Rest of U.S.Washington-Baltimore-Arlington, DC-MD-VA-WV-PA

Rent areas: Springfield, MO HUD Metro FMR Area and Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. Metro areas: Springfield, MO and Washington-Arlington-Alexandria, DC-VA-MD-WV.

What costs more or less

Springfield, MOWashington, DC
Price level (U.S. = 100)SpringfieldWashington
Housing (rent)65.6151.1
Goods94.2104.8
Utilities85.8106.7
Other services93.0102.3
Overall88.6108.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Springfield, MO → Washington, DC

Same pay buys less

Buying power −18.6%; rent takes 33% of take-home; state tax +$1,769/yr.

26 Weak offer

Washington, DC → Springfield, MO

Same pay goes further

Buying power +22.9%; rent takes 14% of take-home; state tax −$1,769/yr.

100 Strong offer

Federal employees: GS pay

Springfield, MO is in the Rest of U.S. pay area; Washington, DC is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from Springfield, MO to Washington, DC at the same grade and step does to real buying power.

Grade5,2Springfield, MOWashington, DCReal change, Springfield → Washington
GS-9 step 1$61,722$70,623−6.9%
GS-11 step 1$74,678$85,447−6.9%
GS-12 step 1$89,508$102,415−6.9%
GS-13 step 1$106,437$121,785−6.9%
GS-14 step 1$125,776$143,913−6.9%

Pay for common jobs

Median annual pay4Springfield, MOWashington, DCWashington pay in Springfield dollars
Information Security Analysts$84,690$148,950$121,182 (+43.1%)
Software Developers$102,350$154,930$126,047 (+23.2%)
Accountants and Auditors$73,020$102,140$83,098 (+13.8%)
Registered Nurses$79,370$102,710$83,562 (+5.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.