City comparison
Springfield, MO vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Toledo, OH are 3.2% higher than in Springfield, MO. Someone earning $100,000 in Springfield, MO would need about $103,200 in Toledo, OH to live the same way.
- Rent differs too: a typical 1-bedroom costs $883 a month in Springfield, MO versus $820 in Toledo, OH. On $100,000, that's 14% of take-home pay in Springfield, MO and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,795 a year higher in Springfield, MO than in Toledo, OH.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Springfield, MO to Toledo, OH changes real buying power by −3.1%, purely from prices.
- Springfield, MO: price level 88.6 (much cheaper)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Springfield, MO | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 88.6 | 91.5 |
| $100,000 is worth, in the other city2 | $103,240 in Toledo | $96,862 in Springfield |
| Typical 1-bedroom rent3 | $883/mo | $820/mo |
| Take-home on $100,00014,15,8 | $75,417 | $77,212 |
| State income tax on $100,000 (estimate)8 | $3,763 (MO) | $1,968 (OH) |
| Rent burden on $100,000 | 14% | 13% |
| Median pay, all jobs4 | $45,780 | $48,220 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Springfield, MO HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Springfield, MO and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Springfield | Toledo |
|---|---|---|
| Housing (rent) | 65.6 | 67.3 |
| Goods | 94.2 | 93.6 |
| Utilities | 85.8 | 96.3 |
| Other services | 93.0 | 98.9 |
| Overall | 88.6 | 91.5 |
Moving with the same $100,000 salary
Springfield, MO → Toledo, OH
Same pay buys less
Buying power −3.1%; rent takes 13% of take-home; state tax −$1,795/yr.
59 Fair offer
Toledo, OH → Springfield, MO
Same pay goes further
Buying power +3.2%; rent takes 14% of take-home; state tax +$1,795/yr.
79 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Springfield, MO to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Springfield, MO | Toledo, OH | Real change, Springfield → Toledo |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −3.1% |
| GS-11 step 1 | $74,678 | $74,678 | −3.1% |
| GS-12 step 1 | $89,508 | $89,508 | −3.1% |
| GS-13 step 1 | $106,437 | $106,437 | −3.1% |
| GS-14 step 1 | $125,776 | $125,776 | −3.1% |
Pay for common jobs
| Median annual pay4 | Springfield, MO | Toledo, OH | Toledo pay in Springfield dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $49,380 | $63,250 | $61,265 (+24.1%) |
| Software Developers | $102,350 | $104,360 | $101,085 (−1.2%) |
| Accountants and Auditors | $73,020 | $77,400 | $74,971 (+2.7%) |
| Registered Nurses | $79,370 | $81,050 | $78,507 (−1.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.