City comparison

Spartanburg, SC vs Springfield, MA

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Springfield, MA are 5.5% higher than in Spartanburg, SC. Someone earning $100,000 in Spartanburg, SC would need about $105,500 in Springfield, MA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,382 a month in Springfield, MA versus $1,083 in Spartanburg, SC. On $100,000, that's 22% of take-home pay in Springfield, MA and 17% in Spartanburg, SC.
  • Estimated state income tax on $100,000 is close: $4,843 a year in SC and $4,780 in MA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.8% moving from Spartanburg, SC to Springfield, MA ($106,437 → $120,094), while prices change by +5.5%. Net effect of the transfer: +6.9% in real buying power.
SpartanburgSpringfield
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Spartanburg, SC: price level 91.1 (much cheaper)
  • Springfield, MA: price level 96.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Spartanburg, SCSpringfield, MA
Price level (U.S. = 100)291.196.1
$100,000 is worth, in the other city2$105,502 in Springfield$94,785 in Spartanburg
Typical 1-bedroom rent3$1,083/mo$1,382/mo
Take-home on $100,00014,15,8$74,337$74,400
State income tax on $100,000 (estimate)8$4,843 (SC)$4,780 (MA)
Rent burden on $100,00017%22%
Median pay, all jobs4$47,650$51,930
Federal locality pay area7Rest of U.S.Hartford-East Hartford, CT-MA

Rent areas: Spartanburg, SC HUD Metro FMR Area and Springfield, MA MSA. Metro areas: Spartanburg, SC and Springfield, MA.

What costs more or less

Spartanburg, SCSpringfield, MA
Price level (U.S. = 100)SpartanburgSpringfield
Housing (rent)68.075.8
Goods96.397.0
Utilities88.3155.0
Other services98.3101.2
Overall91.196.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Spartanburg, SC → Springfield, MA

Same pay buys less

Buying power −5.2%; rent takes 22% of take-home; state tax −$63/yr.

52 Fair offer

Springfield, MA → Spartanburg, SC

Same pay goes further

Buying power +5.5%; rent takes 17% of take-home; state tax +$63/yr.

86 Strong offer

Federal employees: GS pay

Spartanburg, SC is in the Rest of U.S. pay area; Springfield, MA is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Spartanburg, SC to Springfield, MA at the same grade and step does to real buying power.

Grade5,2Spartanburg, SCSpringfield, MAReal change, Spartanburg → Springfield
GS-9 step 1$61,722$69,642+6.9%
GS-11 step 1$74,678$84,260+6.9%
GS-12 step 1$89,508$100,992+6.9%
GS-13 step 1$106,437$120,094+6.9%
GS-14 step 1$125,776$141,915+6.9%

Pay for common jobs

Median annual pay4Spartanburg, SCSpringfield, MASpringfield pay in Spartanburg dollars
Information Security Analysts$105,260$128,910$122,187 (+16.1%)
Software Developers$114,460$127,740$121,078 (+5.8%)
Accountants and Auditors$77,080$92,010$87,211 (+13.1%)
Registered Nurses$82,360$98,410$93,277 (+13.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.