City comparison

Sioux Falls, SD vs Trenton, NJ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Trenton, NJ are 13.8% higher than in Sioux Falls, SD. Someone earning $100,000 in Sioux Falls, SD would need about $113,800 in Trenton, NJ to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,545 a month in Trenton, NJ versus $986 in Sioux Falls, SD. On $100,000, that's 25% of take-home pay in Trenton, NJ and 15% in Sioux Falls, SD.
  • On $100,000, estimated state income tax is about $4,180 a year higher in Trenton, NJ than in Sioux Falls, SD.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +17.8% moving from Sioux Falls, SD to Trenton, NJ ($106,437 → $125,431), while prices change by +13.8%. Net effect of the transfer: +3.5% in real buying power.
Sioux FallsTrenton
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Sioux Falls, SD: price level 90.6 (much cheaper)
  • Trenton, NJ: price level 103.2 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Sioux Falls, SDTrenton, NJ
Price level (U.S. = 100)290.6103.2
$100,000 is worth, in the other city2$113,846 in Trenton$87,838 in Sioux Falls
Typical 1-bedroom rent3$986/mo$1,545/mo
Take-home on $100,00014,15,8$79,180$75,000
State income tax on $100,000 (estimate)8$0 (SD)$4,180 (NJ)
Rent burden on $100,00015%25%
Median pay, all jobs4$47,970$63,490
Federal locality pay area7Rest of U.S.New York-Newark, NY-NJ-CT-PA

Rent areas: Sioux Falls, SD HUD Metro FMR Area and Trenton-Princeton, NJ MSA. Metro areas: Sioux Falls, SD-MN and Trenton-Princeton, NJ.

What costs more or less

Sioux Falls, SDTrenton, NJ
Price level (U.S. = 100)Sioux FallsTrenton
Housing (rent)77.6135.1
Goods95.599.8
Utilities80.7112.3
Other services91.997.9
Overall90.6103.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Sioux Falls, SD → Trenton, NJ

Same pay buys less

Buying power −12.2%; rent takes 25% of take-home; state tax +$4,180/yr.

38 Weak offer

Trenton, NJ → Sioux Falls, SD

Same pay goes further

Buying power +13.8%; rent takes 15% of take-home; state tax −$4,180/yr.

100 Strong offer

On the GS pay scale?

Sioux Falls, SD is in the Rest of U.S. pay area; Trenton, NJ is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Sioux Falls, SD to Trenton, NJ at the same grade and step does to real buying power.

Grade5,2Sioux Falls, SDTrenton, NJReal change, Sioux Falls → Trenton
GS-9 step 1$61,722$72,737+3.5%
GS-11 step 1$74,678$88,005+3.5%
GS-12 step 1$89,508$105,481+3.5%
GS-13 step 1$106,437$125,431+3.5%
GS-14 step 1$125,776$148,222+3.5%

Pay for common jobs

Median annual pay4Sioux Falls, SDTrenton, NJTrenton pay in Sioux Falls dollars
Elementary School Teachers, Except Special Education$50,040$77,850$68,382 (+36.7%)
Software Developers$101,040$128,770$113,109 (+11.9%)
Accountants and Auditors$80,920$99,550$87,442 (+8.1%)
Registered Nurses$75,350$99,990$87,829 (+16.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.