City comparison

Seattle, WA vs Worcester, MA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Seattle, WA are 8.4% higher than in Worcester, MA. Someone earning $100,000 in Worcester, MA would need about $108,400 in Seattle, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,146 a month in Seattle, WA versus $1,599 in Worcester, MA. On $100,000, that's 33% of take-home pay in Seattle, WA and 26% in Worcester, MA.
  • On $100,000, estimated state income tax is about $4,780 a year higher in Worcester, MA than in Seattle, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.8% moving from Seattle, WA to Worcester, MA ($119,630 → $120,548), while prices change by −7.7%. Net effect of the transfer: +9.2% in real buying power.
SeattleWorcester
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Seattle, WA: price level 111.1 (much pricier)
  • Worcester, MA: price level 102.5 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Seattle, WAWorcester, MA
Price level (U.S. = 100)2111.1102.5
$100,000 is worth, in the other city2$92,253 in Worcester$108,398 in Seattle
Typical 1-bedroom rent3$2,146/mo$1,599/mo
Take-home on $100,00014,15,8$79,180$74,400
State income tax on $100,000 (estimate)8$0 (WA)$4,780 (MA)
Rent burden on $100,00033%26%
Median pay, all jobs4$72,610$57,830
Federal locality pay area7Seattle-Tacoma, WABoston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Seattle-Bellevue, WA HUD Metro FMR Area and Worcester, MA HUD Metro FMR Area. Metro areas: Seattle-Tacoma-Bellevue, WA and Worcester, MA.

What costs more or less

Seattle, WAWorcester, MA
Price level (U.S. = 100)SeattleWorcester
Housing (rent)151.3113.0
Goods104.097.0
Utilities92.8155.2
Other services106.8101.2
Overall111.1102.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Seattle, WA → Worcester, MA

Same pay goes further

Buying power +8.4%; rent takes 26% of take-home; state tax +$4,780/yr.

94 Strong offer

Worcester, MA → Seattle, WA

Same pay buys less

Buying power −7.7%; rent takes 33% of take-home; state tax −$4,780/yr.

33 Weak offer

On the GS pay scale?

Seattle, WA is in the Seattle-Tacoma, WA pay area; Worcester, MA is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Seattle, WA to Worcester, MA at the same grade and step does to real buying power.

Grade5,2Seattle, WAWorcester, MAReal change, Seattle → Worcester
GS-9 step 1$69,373$69,905+9.2%
GS-11 step 1$83,935$84,579+9.2%
GS-12 step 1$100,602$101,375+9.2%
GS-13 step 1$119,630$120,548+9.2%
GS-14 step 1$141,367$142,452+9.2%

Pay for common jobs

Median annual pay4Seattle, WAWorcester, MAWorcester pay in Seattle dollars
Elementary School Teachers, Except Special Education$102,920$82,810$89,764 (−12.8%)
Software Developers$167,280$146,950$159,291 (−4.8%)
Accountants and Auditors$99,370$94,070$101,970 (+2.6%)
Registered Nurses$128,260$100,240$108,658 (−15.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.