City comparison

San Luis Obispo, CA vs Winston, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Luis Obispo, CA are 18.0% higher than in Winston, NC. Someone earning $100,000 in Winston, NC would need about $118,000 in San Luis Obispo, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,914 a month in San Luis Obispo, CA versus $1,082 in Winston, NC. On $100,000, that's 31% of take-home pay in San Luis Obispo, CA and 17% in Winston, NC.
  • On $100,000, estimated state income tax is about $1,589 a year higher in San Luis Obispo, CA than in Winston, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from San Luis Obispo, CA to Winston, NC ($124,085 → $106,437), while prices change by −15.2%. Net effect of the transfer: +1.2% in real buying power.
San Luis ObispoWinston
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • San Luis Obispo, CA: price level 108.6 (much pricier)
  • Winston, NC: price level 92.0 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

San Luis Obispo, CAWinston, NC
Price level (U.S. = 100)2108.692.0
$100,000 is worth, in the other city2$84,757 in Winston$117,984 in San Luis Obispo
Typical 1-bedroom rent3$1,914/mo$1,082/mo
Take-home on $100,00014,15,8$74,110$75,699
State income tax on $100,000 (estimate)8$5,070 (CA)$3,481 (NC)
Rent burden on $100,00031%17%
Median pay, all jobs4$50,770$46,380
Federal locality pay area7Los Angeles-Long Beach, CARest of U.S.

Rent areas: San Luis Obispo-Paso Robles, CA MSA and Winston-Salem, NC HUD Metro FMR Area. Metro areas: San Luis Obispo-Paso Robles, CA and Winston-Salem, NC.

What costs more or less

San Luis Obispo, CAWinston, NC
Price level (U.S. = 100)San Luis ObispoWinston
Housing (rent)144.471.4
Goods105.296.6
Utilities147.888.4
Other services100.398.2
Overall108.692.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

San Luis Obispo, CA → Winston, NC

Same pay goes further

Buying power +18.0%; rent takes 17% of take-home; state tax −$1,589/yr.

100 Strong offer

Winston, NC → San Luis Obispo, CA

Same pay buys less

Buying power −15.2%; rent takes 31% of take-home; state tax +$1,589/yr.

29 Weak offer

On the GS pay scale?

San Luis Obispo, CA is in the Los Angeles-Long Beach, CA pay area; Winston, NC is in Rest of U.S.. The last column shows what a transfer from San Luis Obispo, CA to Winston, NC at the same grade and step does to real buying power.

Grade5,2San Luis Obispo, CAWinston, NCReal change, San Luis Obispo → Winston
GS-9 step 1$71,957$61,722+1.2%
GS-11 step 1$87,061$74,678+1.2%
GS-12 step 1$104,349$89,508+1.2%
GS-13 step 1$124,085$106,437+1.2%
GS-14 step 1$146,632$125,776+1.2%

Pay for common jobs

Median annual pay4San Luis Obispo, CAWinston, NCWinston pay in San Luis Obispo dollars
Elementary School Teachers, Except Special Education$97,620$56,510$66,673 (−31.7%)
Software Developers$135,020$124,130$146,454 (+8.5%)
Accountants and Auditors$88,160$78,950$93,148 (+5.7%)
Registered Nurses$138,820$86,120$101,608 (−26.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.