City comparison

San Luis Obispo, CA vs Tulsa, OK

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Luis Obispo, CA are 21.7% higher than in Tulsa, OK. Someone earning $100,000 in Tulsa, OK would need about $121,700 in San Luis Obispo, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,914 a month in San Luis Obispo, CA versus $987 in Tulsa, OK. On $100,000, that's 31% of take-home pay in San Luis Obispo, CA and 16% in Tulsa, OK.
  • On $100,000, estimated state income tax is about $1,116 a year higher in San Luis Obispo, CA than in Tulsa, OK.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from San Luis Obispo, CA to Tulsa, OK ($124,085 → $106,437), while prices change by −17.8%. Net effect of the transfer: +4.4% in real buying power.
San Luis ObispoTulsa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • San Luis Obispo, CA: price level 108.6 (much pricier)
  • Tulsa, OK: price level 89.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

San Luis Obispo, CATulsa, OK
Price level (U.S. = 100)2108.689.2
$100,000 is worth, in the other city2$82,152 in Tulsa$121,725 in San Luis Obispo
Typical 1-bedroom rent3$1,914/mo$987/mo
Take-home on $100,00014,15,8$74,110$75,226
State income tax on $100,000 (estimate)8$5,070 (CA)$3,955 (OK)
Rent burden on $100,00031%16%
Median pay, all jobs4$50,770$46,670
Federal locality pay area7Los Angeles-Long Beach, CARest of U.S.

Rent areas: San Luis Obispo-Paso Robles, CA MSA and Tulsa, OK HUD Metro FMR Area. Metro areas: San Luis Obispo-Paso Robles, CA and Tulsa, OK.

What costs more or less

San Luis Obispo, CATulsa, OK
Price level (U.S. = 100)San Luis ObispoTulsa
Housing (rent)144.468.2
Goods105.293.8
Utilities147.873.9
Other services100.395.5
Overall108.689.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

San Luis Obispo, CA → Tulsa, OK

Same pay goes further

Buying power +21.7%; rent takes 16% of take-home; state tax −$1,116/yr.

100 Strong offer

Tulsa, OK → San Luis Obispo, CA

Same pay buys less

Buying power −17.8%; rent takes 31% of take-home; state tax +$1,116/yr.

29 Weak offer

On the GS pay scale?

San Luis Obispo, CA is in the Los Angeles-Long Beach, CA pay area; Tulsa, OK is in Rest of U.S.. The last column shows what a transfer from San Luis Obispo, CA to Tulsa, OK at the same grade and step does to real buying power.

Grade5,2San Luis Obispo, CATulsa, OKReal change, San Luis Obispo → Tulsa
GS-9 step 1$71,957$61,722+4.4%
GS-11 step 1$87,061$74,678+4.4%
GS-12 step 1$104,349$89,508+4.4%
GS-13 step 1$124,085$106,437+4.4%
GS-14 step 1$146,632$125,776+4.4%

Pay for common jobs

Median annual pay4San Luis Obispo, CATulsa, OKTulsa pay in San Luis Obispo dollars
Elementary School Teachers, Except Special Education$97,620$48,220$58,696 (−39.9%)
Software Developers$135,020$108,730$132,352 (−2.0%)
Accountants and Auditors$88,160$81,320$98,987 (+12.3%)
Registered Nurses$138,820$84,790$103,211 (−25.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.