City comparison
San Luis Obispo, CA vs Sioux Falls, SD
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in San Luis Obispo, CA are 19.8% higher than in Sioux Falls, SD. Someone earning $100,000 in Sioux Falls, SD would need about $119,800 in San Luis Obispo, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,914 a month in San Luis Obispo, CA versus $986 in Sioux Falls, SD. On $100,000, that's 31% of take-home pay in San Luis Obispo, CA and 15% in Sioux Falls, SD.
- On $100,000, estimated state income tax is about $5,070 a year higher in San Luis Obispo, CA than in Sioux Falls, SD.
- For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from San Luis Obispo, CA to Sioux Falls, SD ($124,085 → $106,437), while prices change by −16.5%. Net effect of the transfer: +2.8% in real buying power.
- San Luis Obispo, CA: price level 108.6 (much pricier)
- Sioux Falls, SD: price level 90.6 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| San Luis Obispo, CA | Sioux Falls, SD | |
|---|---|---|
| Price level (U.S. = 100)2 | 108.6 | 90.6 |
| $100,000 is worth, in the other city2 | $83,457 in Sioux Falls | $119,822 in San Luis Obispo |
| Typical 1-bedroom rent3 | $1,914/mo | $986/mo |
| Take-home on $100,00014,15,8 | $74,110 | $79,180 |
| State income tax on $100,000 (estimate)8 | $5,070 (CA) | $0 (SD) |
| Rent burden on $100,000 | 31% | 15% |
| Median pay, all jobs4 | $50,770 | $47,970 |
| Federal locality pay area7 | Los Angeles-Long Beach, CA | Rest of U.S. |
Rent areas: San Luis Obispo-Paso Robles, CA MSA and Sioux Falls, SD HUD Metro FMR Area. Metro areas: San Luis Obispo-Paso Robles, CA and Sioux Falls, SD-MN.
What costs more or less
| Price level (U.S. = 100) | San Luis Obispo | Sioux Falls |
|---|---|---|
| Housing (rent) | 144.4 | 77.6 |
| Goods | 105.2 | 95.5 |
| Utilities | 147.8 | 80.7 |
| Other services | 100.3 | 91.9 |
| Overall | 108.6 | 90.6 |
Moving with the same $100,000 salary
San Luis Obispo, CA → Sioux Falls, SD
Same pay goes further
Buying power +19.8%; rent takes 15% of take-home; state tax −$5,070/yr.
100 Strong offer
Sioux Falls, SD → San Luis Obispo, CA
Same pay buys less
Buying power −16.5%; rent takes 31% of take-home; state tax +$5,070/yr.
29 Weak offer
On the GS pay scale?
San Luis Obispo, CA is in the Los Angeles-Long Beach, CA pay area; Sioux Falls, SD is in Rest of U.S.. The last column shows what a transfer from San Luis Obispo, CA to Sioux Falls, SD at the same grade and step does to real buying power.
| Grade5,2 | San Luis Obispo, CA | Sioux Falls, SD | Real change, San Luis Obispo → Sioux Falls |
|---|---|---|---|
| GS-9 step 1 | $71,957 | $61,722 | +2.8% |
| GS-11 step 1 | $87,061 | $74,678 | +2.8% |
| GS-12 step 1 | $104,349 | $89,508 | +2.8% |
| GS-13 step 1 | $124,085 | $106,437 | +2.8% |
| GS-14 step 1 | $146,632 | $125,776 | +2.8% |
Pay for common jobs
| Median annual pay4 | San Luis Obispo, CA | Sioux Falls, SD | Sioux Falls pay in San Luis Obispo dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $97,620 | $50,040 | $59,959 (−38.6%) |
| Software Developers | $135,020 | $101,040 | $121,068 (−10.3%) |
| Accountants and Auditors | $88,160 | $80,920 | $96,960 (+10.0%) |
| Registered Nurses | $138,820 | $75,350 | $90,286 (−35.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.